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Guild Mortgage - Michelle Phelps
Senior Loan Officer | NMLS# 794009

I’ve been in mortgage banking now for over 30 years. I have experience with every loan type there is- jumbo loans, conventional loans, VA, FHA, USDA, CHFA loans, down payment assistance, first time home buyer programs, brokered portfolio l... Show More
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Michelle was the best. She went above and beyond in all aspects of being our loan officer. She answered every question, and there were a lot, timely and thoroughly. Her expertise, knowledge and ambition were obvious throughout the whole process....
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Reply from Guild Mortgage - Michelle Phelps
March 30th, 2026 04:46 PM
thank you for your trust in me. I am always happy to see my borrowers come to closing prepared and knowing what they are signing up for. congratulations on your awesome new home and I am still here if you have any lending questions!
Michelle was absolutely amazing and so incredibly helpful during our loan process, which lasted almost 5 months. She answered so many questions with patience and kindness, worked and reworked numbers as often as we needed and it's so knowledgeable....
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Reply from Owner
March 16th, 2026 04:54 PM
it was wonderful to help you find your dream home here! I can't wait for you to get settled in! welcome home and thank you for trusting me to make it happen.
Michelle has been such a pleasure to work with, she helped turn our dreams into a reality. She came highly recommended to me and now I am recommended her to all my friends. Five Stars!
Reply from Owner
March 26th, 2026 05:38 PM
thank you for trusting me to guide you through the process. enjoy your wonderful piece of paradise!
Michelle is super efficient and always easy to work with!
Reply from Guild Mortgage - Michelle Phelps
September 10th, 2026 05:45 PM
thank you so much! it was wonderful to work with you again as well!
Michelle and Bruna helped me get through the whole process. They would talk me through last minute solutions and this wouldn't have happened without them! Very kind, very informative. I highly recommend Michelle & Bruna with Guild Mortgage!
Reply from Owner
September 10th, 2026 05:46 PM
it was a pleasure working with you! congratulations on your very own place!
Michelle and Bruna helped me get through the whole process. They would talk me through last minute solutions and this wouldn't have happened without them! Very kind, very informative. I highly reccomend Michelle & Bruna with Guild Mortgage!
Reply from Guild Mortgage - Michelle Phelps
September 2nd, 2026 05:06 PM
we are so happy for you to have your new home! thank you for trusting us to get you over the finish line. it was a pleasure working with you!
Michelle was such a great help during ever step of our homebuying experience. She answered all of our questions and helped us to feel super comfortable as first time home buyers.
Reply from Guild Mortgage - Michelle Phelps
August 25th, 2026 05:22 PM
I am so happy for you both! congratulations on finding just the right place. thank you for trusting me to guide you over the finish line!
Michelle was amazing to work with. She was on top of everything at all times and.keep me very well informed. She was always available and took time to explain everything. I would recommend her for anyone needing help with the home loan process....
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Reply from Guild Mortgage - Michelle Phelps
August 20th, 2026 03:47 PM
thank you so much! I loved meeting you and working with you. congratulations on your cool new place!
Michelle is very professional, knowledgable and smart! If you want to get your loan funded, call Michelle.
Reply from Guild Mortgage - Michelle Phelps
August 19th, 2026 10:20 PM
it was great to work with you on this transaction. I am glad it worked out for everyone and buyer is happy with their new home!
Guild Mortgage - Michelle Phelps has received a review with 5 star rating from Robby R
Reply from Owner
August 19th, 2026 10:18 PM
great to work with you Robby!
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About
I’ve been in mortgage banking now for over 30 years. I have experience with every loan type there is- jumbo loans, conventional loans, VA, FHA, USDA, CHFA loans, down payment assistance, first time home buyer programs, brokered portfolio loans, loans for self-employed borrowers, ITIN loan programs, condo loans, investment property financing, Deed restricted properties, seasonal access properties, larger acreage properties, and reverse loans. You can rest assured you are dealing with an industry veteran and a team who will leave no stone unturned when working with you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Specialities
Bridge
Conventional
Down Payment Assistance
Energy-efficient
FHA
Jumbo
Lock and Shop
Manufactured Homes
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Addresses and Serving Areas
Primary Serving Area
Year Started
1991
Time Zone
Mountain Standard Time (MST)
Licenses
- NMLS# 794009
Disclaimer
I am authorized to do business in the states of Arizona and Colorado. AZ BK#0018883; AZ BKBR# 1050955; AZ LO Lic.# 1043876; NMLS ID: 794009; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.