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Guild Mortgage - Michelle Phelps - Senior Loan Officer | NMLS# 794009 in Gunnison, CO
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Guild Mortgage - Michelle Phelps

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Senior Loan Officer | NMLS# 794009

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I’ve been in mortgage banking now for over 30 years. I have experience with every loan type there is- jumbo loans, conventional loans, VA, FHA, USDA, CHFA loans, down payment assistance, first time home buyer programs, brokered portfolio l... Show More
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Reviews from Web
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    Deanna C
    Ohio City, CO
    Posted on March 27th, 2026 10:08 PM
    Michelle was the best. She went above and beyond in all aspects of being our loan officer. She answered every question, and there were a lot, timely and thoroughly. Her expertise, knowledge and ambition were obvious throughout the whole process....
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    Reply from Guild Mortgage - Michelle Phelps
    March 30th, 2026 04:46 PM
    thank you for your trust in me. I am always happy to see my borrowers come to closing prepared and knowing what they are signing up for. congratulations on your awesome new home and I am still here if you have any lending questions!
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    Kelsey M
    Posted on March 12th, 2026 01:12 PM
    Michelle was absolutely amazing and so incredibly helpful during our loan process, which lasted almost 5 months. She answered so many questions with patience and kindness, worked and reworked numbers as often as we needed and it's so knowledgeable....
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    Reply from Owner
    March 16th, 2026 04:54 PM
    it was wonderful to help you find your dream home here! I can't wait for you to get settled in! welcome home and thank you for trusting me to make it happen.
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    Reggie C
    Posted on February 27th, 2026 10:10 PM
    Michelle has been such a pleasure to work with, she helped turn our dreams into a reality. She came highly recommended to me and now I am recommended her to all my friends. Five Stars!
    Reply from Owner
    March 26th, 2026 05:38 PM
    thank you for trusting me to guide you through the process. enjoy your wonderful piece of paradise!
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    Betsy W
    Gunnison, CO
    Posted on October 7th, 2026 07:08 PM
    Michelle was a pleasure to work with. She was always available, cheerful, and I felt that she was ion our corner through the entire process.
    Reply from Guild Mortgage - Michelle Phelps
    October 7th, 2026 07:14 PM
    thank you Betsy! I am always glad when we get to work together. cheers to another smooth transaction.
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    Stefan W
    Posted on September 29th, 2026 12:57 AM
    Guild Mortgage - Michelle Phelps has received a review with 5 star rating from Stefan W
    Reply from Owner
    September 29th, 2026 03:16 PM
    congratulations on your new home. thank you for trusting me to guide you to the finish line!
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    Stefan W
    Gunnison, CO
    Posted on September 29th, 2026 12:56 AM
    Michelle was amazing helping Emily and I pruchase our first home! As first time homebuyers the task of aquiriing a load was daunting but after our first meeting we knew it was something that we could do thanks to Michelle. Thanks once again!!!...
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    Reply from Guild Mortgage - Michelle Phelps
    September 29th, 2026 03:17 PM
    so glad I could assist! it was wonderful to work with you both! congratulations again on your new home!
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    Brieonna A
    Gunnison, CO
    Posted on September 10th, 2026 01:17 PM
    Michelle is super efficient and always easy to work with!
    Reply from Guild Mortgage - Michelle Phelps
    September 10th, 2026 05:45 PM
    thank you so much! it was wonderful to work with you again as well!
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    Sage R
    Posted on September 2nd, 2026 05:00 PM
    Michelle and Bruna helped me get through the whole process. They would talk me through last minute solutions and this wouldn't have happened without them! Very kind, very informative. I highly recommend Michelle & Bruna with Guild Mortgage!
    Reply from Owner
    September 10th, 2026 05:46 PM
    it was a pleasure working with you! congratulations on your very own place!
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    Sage R
    Gunnison, CO
    Posted on September 2nd, 2026 04:59 PM
    Michelle and Bruna helped me get through the whole process. They would talk me through last minute solutions and this wouldn't have happened without them! Very kind, very informative. I highly reccomend Michelle & Bruna with Guild Mortgage!
    Reply from Guild Mortgage - Michelle Phelps
    September 2nd, 2026 05:06 PM
    we are so happy for you to have your new home! thank you for trusting us to get you over the finish line. it was a pleasure working with you!
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    Emily W
    Gunnison, CO
    Posted on August 25th, 2026 05:12 PM
    Michelle was such a great help during ever step of our homebuying experience. She answered all of our questions and helped us to feel super comfortable as first time home buyers.
    Reply from Guild Mortgage - Michelle Phelps
    August 25th, 2026 05:22 PM
    I am so happy for you both! congratulations on finding just the right place. thank you for trusting me to guide you over the finish line!
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    About
    I’ve been in mortgage banking now for over 30 years. I have experience with every loan type there is- jumbo loans, conventional loans, VA, FHA, USDA, CHFA loans, down payment assistance, first time home buyer programs, brokered portfolio loans, loans for self-employed borrowers, ITIN loan programs, condo loans, investment property financing, Deed restricted properties, seasonal access properties, larger acreage properties, and reverse loans. You can rest assured you are dealing with an industry veteran and a team who will leave no stone unturned when working with you.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Mortgage Refinance
    Specialities
    Bridge
    Conventional
    Down Payment Assistance
    Energy-efficient
    FHA
    Jumbo
    Lock and Shop
    Manufactured Homes
    View All
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    Addresses and Serving Areas

    Year Started

    1991

    Time Zone

    Mountain Standard Time (MST)
    Licenses
    • NMLS# 794009
    Disclaimer
    I am authorized to do business in the states of Arizona and Colorado. AZ BK#0018883; AZ BKBR# 1050955; AZ LO Lic.# 1043876; NMLS ID: 794009; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.