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Guild Mortgage - Michelle Phelps - Senior Loan Officer | NMLS# 794009 in Gunnison, CO
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Guild Mortgage - Michelle Phelps

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Senior Loan Officer | NMLS# 794009

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I’ve been in mortgage banking now for over 30 years. I have experience with every loan type there is- jumbo loans, conventional loans, VA, FHA, USDA, CHFA loans, down payment assistance, first time home buyer programs, brokered portfolio l... Show More
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Reviews from Web
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    Bracken K
    Ohio City, CO
    Posted on August 20th, 2026 12:50 AM
    Michelle was amazing to work with. She was on top of everything at all times and.keep me very well informed. She was always available and took time to explain everything. I would recommend her for anyone needing help with the home loan process....
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    Reply from Guild Mortgage - Michelle Phelps
    August 20th, 2026 03:47 PM
    thank you so much! I loved meeting you and working with you. congratulations on your cool new place!
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    Charles Z
    Ohio City, CO
    Posted on August 19th, 2026 10:14 PM
    Michelle is very professional, knowledgable and smart! If you want to get your loan funded, call Michelle.
    Reply from Guild Mortgage - Michelle Phelps
    August 19th, 2026 10:20 PM
    it was great to work with you on this transaction. I am glad it worked out for everyone and buyer is happy with their new home!
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    Robby R
    Posted on July 14th, 2026 01:38 PM
    Guild Mortgage - Michelle Phelps has received a review with 5 star rating from Robby R
    Reply from Owner
    August 19th, 2026 10:18 PM
    great to work with you Robby!
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    Robby R
    Gunnison, CO
    Posted on July 14th, 2026 01:38 PM
    Michelle knows her stuff inside and out, has great communication skills, and is very prompt!
    Reply from Guild Mortgage - Michelle Phelps
    July 14th, 2026 03:26 PM
    so glad we got to work together! lets do it again soon! thank you for trusting me to get your clients over the finish line!
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    Steve M
    Posted on July 11th, 2026 01:42 PM
    Seamless throughout from beginning to end.
    Reply from Owner
    July 13th, 2026 04:15 PM
    it was great working with you! I hope we can do more business together soon!
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    Steven M
    Gunnison, CO
    Posted on July 11th, 2026 01:41 PM
    The Buyers were first time, young couple buyers. You made the expirience make feel special, which is exactly what it needs to be for first time Buyers. Thanks Michelle
    Reply from Guild Mortgage - Michelle Phelps
    July 13th, 2026 04:17 PM
    so glad I could help! it was a super fun transaction for me too. I love first time buyers! it was wonderful to work with you again!
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    Cara F
    Montrose, CO
    Posted on July 1st, 2026 08:06 PM
    She worked diligently with our realtor and title company. Definitely will be referring her other people . Thanks Michelle!
    Reply from Guild Mortgage - Michelle Phelps
    July 1st, 2026 08:10 PM
    it was a pleasure working with you as well. enjoy your new home!
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    Bridgette P
    Posted on July 1st, 2026 05:00 PM
    Michelle & Bruna can make just about anything happen! Very grateful for their help through our purchase. :)
    Reply from Owner
    July 13th, 2026 04:16 PM
    we are so happy for you and your family to have your own home here in Gunnison! BIG congratulations to you both on working hard for this milestone!
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    Bridgette P
    Gunnison, CO
    Posted on July 1st, 2026 05:00 PM
    We made the impossible, possible through Michelle & Bruna at Guild, and we could not be more excited. :)
    Reply from Guild Mortgage - Michelle Phelps
    July 1st, 2026 05:07 PM
    we couldn't be more happy for you guys! so excited for you to be homeowners!
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    Stanley F
    Montrose, CO
    Posted on July 1st, 2026 11:36 AM
    Michelle stuck with us start to finish always looking for our best interest kept us updated thru the whole process Thanks
    Reply from Guild Mortgage - Michelle Phelps
    July 1st, 2026 03:44 PM
    thank you for your trust and congratulations on your new home!
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    About
    I’ve been in mortgage banking now for over 30 years. I have experience with every loan type there is- jumbo loans, conventional loans, VA, FHA, USDA, CHFA loans, down payment assistance, first time home buyer programs, brokered portfolio loans, loans for self-employed borrowers, ITIN loan programs, condo loans, investment property financing, Deed restricted properties, seasonal access properties, larger acreage properties, and reverse loans. You can rest assured you are dealing with an industry veteran and a team who will leave no stone unturned when working with you.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Mortgage Refinance
    Specialities
    Bridge
    Conventional
    Down Payment Assistance
    Energy-efficient
    FHA
    Jumbo
    Lock and Shop
    Manufactured Homes
    View All
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    Addresses and Serving Areas

    Year Started

    1991

    Time Zone

    Mountain Standard Time (MST)
    Licenses
    • NMLS# 794009
    Disclaimer
    I am authorized to do business in the states of Arizona and Colorado. AZ BK#0018883; AZ BKBR# 1050955; AZ LO Lic.# 1043876; NMLS ID: 794009; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.