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Guild Mortgage - Michelle Phelps - Senior Loan Officer | NMLS# 794009 in Gunnison, CO
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Guild Mortgage - Michelle Phelps

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Senior Loan Officer | NMLS# 794009

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I’ve been in mortgage banking now for over 30 years. I have experience with every loan type there is- jumbo loans, conventional loans, VA, FHA, USDA, CHFA loans, down payment assistance, first time home buyer programs, brokered portfolio l... Show More
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Reviews from Web
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    Jared B
    Crested Butte, CO
    Posted on June 16th, 2026 08:33 PM
    It was very helpful working through multiple loan possibilities, even long before we had a property picked out, and everything went smoothly.
    Reply from Guild Mortgage - Michelle Phelps
    June 24th, 2026 05:01 PM
    it was wonderful to work with you! congratulations on your new place and ENJOY!
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    Erich F
    Gunnison, CO
    Posted on May 30th, 2026 02:01 PM
    willing to earn business when shopping other lenders. Makes it easier for me when clients are likely to go elsewhere because I work well with Michelle
    Reply from Guild Mortgage - Michelle Phelps
    June 1st, 2026 03:27 PM
    so glad we could work together on this transaction! thank you for trusting me with your clients.
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    Lacey K
    Gunnison, CO
    Posted on May 28th, 2026 05:26 PM
    Everything was explained well. It was easy to communicate and get the correct documents to the correct people.
    Reply from Guild Mortgage - Michelle Phelps
    May 28th, 2026 05:43 PM
    congratulations on your first home! I'm so happy for you both!
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    Erin W
    Gunnison, CO
    Posted on May 26th, 2026 10:46 PM
    MIchelle is always so helpful. I work with a lot of first time homebuyers, and she is always so kind and patient with our clients.
    Reply from Guild Mortgage - Michelle Phelps
    May 27th, 2026 03:42 PM
    thank you for trusting me to walk those first time home buyers through the process! I always love working with you too!
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    Ryan J
    Gunnison, CO
    Posted on May 26th, 2026 09:33 PM
    as mentioned; top of the class in your craft. Thanks
    Reply from Guild Mortgage - Michelle Phelps
    May 26th, 2026 09:40 PM
    thank you for trusting me to get this completed. it was great working with you!
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    Lily P
    Gunnison, CO
    Posted on May 26th, 2026 04:28 PM
    Michelle communicated very effectively and kept me informed about all steps during the loan process.
    Reply from Guild Mortgage - Michelle Phelps
    May 26th, 2026 07:32 PM
    It was WONDERFUL to help you get into your new home. thank you for trusting me to get you over the finish line. :-)
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    Zach C
    Posted on May 19th, 2026 06:57 PM
    Guild Mortgage - Michelle Phelps has received a review with 5 star rating from Zach C
    Reply from Owner
    May 26th, 2026 07:33 PM
    thank you so much Zach for trusting me. Enjoy your new home!
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    Zach C
    Gunnison, CO
    Posted on May 19th, 2026 06:56 PM
    Michelle always goes above and beyond to make my clients comfortable throughout the transaction.
    Reply from Guild Mortgage - Michelle Phelps
    May 19th, 2026 07:30 PM
    lets do it again soon! it was great to work with you again!
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    Jennifer K
    Gunnison, CO
    Posted on May 15th, 2026 02:16 PM
    Communication is key - clear, concise, accurate explanations of actions and needs would have helped make our experience less stressful. We had a complicated file which required lots of research on qualifying factors, which felt like it was...
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    Denese H
    Grand Junction, CO
    Posted on May 3rd, 2026 10:03 PM
    Michele was informative and kept us in the loop as the transaction progressed
    Reply from Guild Mortgage - Michelle Phelps
    May 4th, 2026 06:56 PM
    wonderful to work with you Denese! thank you for your kind words!
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    About
    I’ve been in mortgage banking now for over 30 years. I have experience with every loan type there is- jumbo loans, conventional loans, VA, FHA, USDA, CHFA loans, down payment assistance, first time home buyer programs, brokered portfolio loans, loans for self-employed borrowers, ITIN loan programs, condo loans, investment property financing, Deed restricted properties, seasonal access properties, larger acreage properties, and reverse loans. You can rest assured you are dealing with an industry veteran and a team who will leave no stone unturned when working with you.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Mortgage Refinance
    Specialities
    Bridge
    Conventional
    Down Payment Assistance
    Energy-efficient
    FHA
    Jumbo
    Lock and Shop
    Manufactured Homes
    View All
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    Addresses and Serving Areas

    Year Started

    1991

    Time Zone

    Mountain Standard Time (MST)
    Licenses
    • NMLS# 794009
    Disclaimer
    I am authorized to do business in the states of Arizona and Colorado. AZ BK#0018883; AZ BKBR# 1050955; AZ LO Lic.# 1043876; NMLS ID: 794009; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.