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Guild Mortgage - Michelle Phelps - Senior Loan Officer | NMLS# 794009 in Gunnison, CO
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Guild Mortgage - Michelle Phelps

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Senior Loan Officer | NMLS# 794009

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I’ve been in mortgage banking now for over 30 years. I have experience with every loan type there is- jumbo loans, conventional loans, VA, FHA, USDA, CHFA loans, down payment assistance, first time home buyer programs, brokered portfolio l... Show More
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Reviews from Web
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    Crystal O
    Crested Butte, CO
    Posted on January 20th, 2026 10:49 PM
    Michelle helped me every step of the way making me feel confident in all my decisions along with answering all my silly questions a first homebuyer might ask. She was my rockstar.
    Reply from Guild Mortgage - Michelle Phelps
    January 20th, 2026 10:52 PM
    I'm so happy for you to have your own place! it was a pleasure working with you! I'm still here for you if you need anything.
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    Morgan P
    Gunnison, CO
    Posted on December 26th, 2025 03:26 PM
    She was very informative, and made sure we knew what we were doing each step of the way.
    Reply from Guild Mortgage - Michelle Phelps
    December 29th, 2025 09:56 PM
    it was wonderful to meet you and work with you- congratulations on your new house! I'm still here for you if you have any questions!
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    Pablo R
    Posted on December 11th, 2025 04:22 PM
    Just awsome! Michelle was very helpful, patient ,and knowledgeable with all our questions she knows her stuff and would 100% recommend to friends .
    Reply from Owner
    January 20th, 2026 10:53 PM
    thank you so much for trusting me. it was wonderful to work with you both!
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    Pablo R
    Gunnison, CO
    Posted on December 11th, 2025 04:21 PM
    Very informative,very helpful ,and very resourcefull overall a Just awsome !
    Reply from Guild Mortgage - Michelle Phelps
    December 11th, 2025 04:38 PM
    I am so happy for you to get your new home! CONGRATULATIONS! best Christmas present ever! enjoy it!
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    Doug D
    Gunnison, CO
    Posted on December 10th, 2025 07:22 PM
    Michelle is awesome!
    Reply from Guild Mortgage - Michelle Phelps
    December 10th, 2025 07:53 PM
    many thanks- I loved working with you! lets do it again soon!
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    Cindy E
    Gunnison, CO
    Posted on December 4th, 2025 12:33 AM
    Michelle communicated with both myself and my client on a daily basis. She never left us hanging and was on top of us as well as the title company. We had some issues come up in the last few days and Michelle was on top of it all guiding us...
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    Reply from Guild Mortgage - Michelle Phelps
    December 4th, 2025 05:11 PM
    it was wonderful to get to work with you again! lets do it again soon!
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    Paitra C
    Gunnison, CO
    Posted on November 25th, 2025 03:40 PM
    Michelle was great to work with! Very quick communication and made everything run smoothly and efficient. We love working with her!
    Reply from Guild Mortgage - Michelle Phelps
    November 25th, 2025 05:28 PM
    thank you for trusting me for your refinance!
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    Michael E
    Gunnison, CO
    Posted on November 22nd, 2025 05:06 AM
    Michelle Phelps was amazing to work with. Extremely knowledgeable with the process of purchasing a home. Keeping our family informed, and getting everything done in a timely manner.
    Reply from Guild Mortgage - Michelle Phelps
    November 24th, 2025 04:46 PM
    thank you for choosing to work with me! I hope we get to work together again in the future. enjoy your new home!
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    Michael M
    Lake City, CO
    Posted on November 20th, 2025 08:18 PM
    Michelle was not only the most professional broker we have delt with but her knowledge and communication skills put her in the top 1%. I would highly recommend her for even your most seasoned clients!
    Reply from Guild Mortgage - Michelle Phelps
    November 20th, 2025 08:27 PM
    thank you so much! it was a pleasure to work with you as well- your knowledge always makes a transaction go smoothly!
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    Chelsea P
    Gunnison, CO
    Posted on November 19th, 2025 03:21 PM
    Michelle was knowledgeable and always friendly. She explained things to me in depth:)
    Reply from Guild Mortgage - Michelle Phelps
    November 19th, 2025 03:59 PM
    so glad we could assist you in getting this amazing rate! thank you for trusting me again!
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    About
    I’ve been in mortgage banking now for over 30 years. I have experience with every loan type there is- jumbo loans, conventional loans, VA, FHA, USDA, CHFA loans, down payment assistance, first time home buyer programs, brokered portfolio loans, loans for self-employed borrowers, ITIN loan programs, condo loans, investment property financing, Deed restricted properties, seasonal access properties, larger acreage properties, and reverse loans. You can rest assured you are dealing with an industry veteran and a team who will leave no stone unturned when working with you.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Mortgage Refinance
    Specialities
    Bridge
    Conventional
    Down Payment Assistance
    Energy-efficient
    FHA
    Jumbo
    Lock and Shop
    Manufactured Homes
    View All
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    Addresses and Serving Areas

    Year Started

    1991

    Time Zone

    Mountain Standard Time (MST)
    Licenses
    • NMLS# 794009
    Disclaimer
    I am authorized to do business in the states of Arizona and Colorado. AZ BK#0018883; AZ BKBR# 1050955; AZ LO Lic.# 1043876; NMLS ID: 794009; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.