

Michael Guthneck
Branch Manager

With over 20 years of lending experience, I’m committed to providing premier customer service, mortgage expertise, and competitive interest rates tailored to your unique financial goals. While many lenders can offer a loan, I take the time ... Show More
Location & Business Hours
Business Hours
Fri
24 hours
Sat
24 hours
Sun
24 hours(Open now)
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Reviews from Web
They are best Team. They answered all my questions. Also, they are very helpful and understanding , they know what they do, therefore I recommend them to my family and friends without any hesitate, they had done the closing with experience...
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My husband and I were frustrated after dealing with a lender who only offered loan options we didn't want. A friend recommended Michael Guthneck. Right away we found him to be knowledgeable, caring and very professional. He and his staff worked...
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Working with Guthneck's crews was pleasant. They are very knowledgeable. I highly recommend them should you need a loan. When it comes to shopping for houses, consumers typically go online or go after people they already know to find banks...
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Michael was very responsive and I always felt he cared. He never left any of my questions unanswered. I actually worked with him more than once and would strongly recommend him to anyone considering refinancing.
I re-financed with Mike after meeting several lenders. It was a real pleasure working with an individual who still puts customer service first. So much so that I'll be using Mike again shortly for a new home purchase. I would highly recommend...
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When I met Michael it was after years of dealing with other mortgage brokers or lenders who always promised me one thing and did another thing. The difference with Michael is that he actually cared. Michael was always willing to answer my questions...
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Michael was extremely professional and very thorough in helping my wife and I during our home purchasing process. He educated my wife and I on all the different loan options available to us so that we made the right choice for our family. We...
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I was referred to Michael Guthneck and wasn't sure if Michael was the right person for my mortgage. Everything went absolutely great and everything that I was promised I received. My closing arrived quickly and the process was easy. I recommend...
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I wanted a mortgage experience that was hassle free and aggravation free. I found that experience when I used Michael Guthneck for my mortgage. He was honest and he always put the customer first. I was offered great rates that he actually delivered...
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About
With over 20 years of lending experience, I’m committed to providing premier customer service, mortgage expertise, and competitive interest rates tailored to your unique financial goals. While many lenders can offer a loan, I take the time to match you with the right mortgage solution for your situation. I guide clients through every step of the process—from application to closing—with timely communication and personalized support. I specialize in VA, FHA, Conventional, Jumbo, NON-QM, and FHA 203-K Rehab loans for first homes, second homes, investment properties, and refinances. As a United States Marine Corps Veteran, I proudly serve fellow veterans and active-duty military members with care and understanding.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
USDA Loans
Non-QM
DSCR Loans
Cash-Out Refinances
Bank Statement Loans
1099 Income Loans
Specialities
Purchase & Refinance
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Memberships
- National Association of Realtors
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2005
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #180867
- FL - LO33647
- GA - 71815
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Awards
Soctsman Guide Top...
Achievements
- Scotsman Guide Top Originator
Hobbies
- Fishing
- Travel
- Family Time
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Disclaimer
NQM Funding, LLC (NMLS # 75597) dba - Premier Mortgage Associates; Villa Home Loans; Texas: Consumers wishing to file a complaint against a mortgage company or a licensed residential mortgage loan originator should complete and send a complaint form to the Texas department of savings and mortgage lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the department’s website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550. The department maintains a recovery fund to make payments of certain actual out-of-pocket damages sustained by borrowers caused by acts of licensed residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at www.sml.texas.gov - nmlsconsumeraccess.org