Michael Guthneck
Branch Manager
With over 20 years of lending experience, I’m committed to providing premier customer service, mortgage expertise, and competitive interest rates tailored to your unique financial goals. While many lenders can offer a loan, I take the time ... Show More
Location & Business Hours
Business Hours
Fri
24 hours
Sat
24 hours
Sun
24 hours(Open now)
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Reviews from Web
Michael is incredibly knowledgeable and responsive. I really appreciate working with a professional that thoroughly understands all the mortgage options available with the ability to present the information objectively. I have already referred...
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Michael and his team were absolutely wonderful. From start to finish they were very knowledgeable, responsive and efficient.Kudos to Brenda Piazza. She is on top of her game! Great processor.
This e-mail expresses how well it went with Michael Guthneck as my loan officer in the successful refinancing of my house in 2011.Michael, “I feel that you along with the staff that I dealt with at GMI have provided an excellent service because...
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After trying to refinance with another mortgage company for almost 6 weeks with no closing date in site, we were at wit's end and watching the interest rates creep up. We called Mike and we closed in under 2 weeks, soup to nuts! We never had...
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It was an absolute pleasure working with Michael and the people in his office. They made the home buying experience a great one and made it very easy. I would definitly use him again..
It was an absolute pleasure meeting and doing business with Michael! He helped me with the refinancing of my home which was such a very stressful time for me but to my surprise he made it an easy process. Michael is so friendly and professional....
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Michael followed up with me months after our closing to make sure we were satisfied with our Refi. I always received a reply from one of his team within 24 hours. I would be willing to do business with his firm again without hesitation.
Michael is very responsive whenever I have a question for him. He is knowledgable and always trying to provide the best rate and product that suit our needs. He helped us purchased and refinanced our loans in the past. Very plansant experiences....
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Michael was there whenever i needed to ask him something, and returned my phone calls with urgency. I would recommend anyone buying a house to use Michael for all of you real estate purchases.
Very helpful and detailed. He expanded every step and was a good communicator. when I had any questions Michael was quick to call me right back. From the start to the finish. Michael was there when ever I needed him. I would definitely recommend...
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About
With over 20 years of lending experience, I’m committed to providing premier customer service, mortgage expertise, and competitive interest rates tailored to your unique financial goals. While many lenders can offer a loan, I take the time to match you with the right mortgage solution for your situation. I guide clients through every step of the process—from application to closing—with timely communication and personalized support. I specialize in VA, FHA, Conventional, Jumbo, NON-QM, and FHA 203-K Rehab loans for first homes, second homes, investment properties, and refinances. As a United States Marine Corps Veteran, I proudly serve fellow veterans and active-duty military members with care and understanding.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
USDA Loans
Non-QM
DSCR Loans
Cash-Out Refinances
Bank Statement Loans
1099 Income Loans
Specialities
Purchase & Refinance
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Memberships
- National Association of Realtors
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2005
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #180867
- FL - LO33647
- GA - 71815
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Awards
Soctsman Guide Top...
Achievements
- Scotsman Guide Top Originator
Hobbies
- Fishing
- Travel
- Family Time
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Disclaimer
NQM Funding, LLC (NMLS # 75597) dba - Premier Mortgage Associates; Villa Home Loans; Texas: Consumers wishing to file a complaint against a mortgage company or a licensed residential mortgage loan originator should complete and send a complaint form to the Texas department of savings and mortgage lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the department’s website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550. The department maintains a recovery fund to make payments of certain actual out-of-pocket damages sustained by borrowers caused by acts of licensed residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at www.sml.texas.gov - nmlsconsumeraccess.org