Michael Guthneck
Branch Manager
With over 20 years of lending experience, I’m committed to providing premier customer service, mortgage expertise, and competitive interest rates tailored to your unique financial goals. While many lenders can offer a loan, I take the time ... Show More
Location & Business Hours
Business Hours
Fri
24 hours
Sat
24 hours
Sun
24 hours(Open now)
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Reviews from Web
Michael exceeded our expectations from start to finish. He was always in contact with us and made sure we understood where we were at each step. His staff was also very helpful, Nichole and Barbara in particular. Michael was able to offer us...
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Michael and the entire Vanguard team were very responsive to all our questions and concerns. They were there for me and my husband when other lenders turned us down. AND they responded with our approval within 4 DAYS! What other lender does...
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I have worked with Michael on 2 previous occasions, to refinance my current mortgage. He has saved me money both times over what other big name competitors have offered. He is great to work with and friendly and makes sure everything is covered...
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As a first-time home buyer, I was apprehensive & full of questions about the whole process. Mike expertly guided me through obtaining a loan & always made me feel comfortable asking questions. He and the staff at Vanguard are amazing--everyone...
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From day 1 my dealings with Michael and Vanguard Funding have been very professional, honest and dependable. At no time did I regret my decision to pick Vanguard. It was a pleasure dealing with Michael, Nichole and Barbara for a painless experience....
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Michael was very helpful through the entire mortgage application process. He helped us from the initial pre-approval application all the way through to closing, taking calls and answering questions day and night.
Michael and his team were extremely helpful in getting a loan. I started the process with another mortgage company but they soon became unresponsive. Michael's team helped provide a loan under a time squeeze and also worked with me while i...
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very professional and came to our house to review all documents to make sure we understood, since there were four buyers involved.However the day to day and follow up on all documents involved the staf and they were absolutely helpful and patient....
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My experience with Michael Guthneck was outstanding! He is not only knowledgeable but responsive to all my concerns and questions, honest and most of all respectful. Mr. Guthneck made my experience purchasing a mortgage almost effortless. I...
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Working with Michael was a pleasure. Being a first time home buyer, I was nervous and confused about many things, and Michael made the process simple. Most important though, was his understanding and appreciation of my specific situation. We...
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About
With over 20 years of lending experience, I’m committed to providing premier customer service, mortgage expertise, and competitive interest rates tailored to your unique financial goals. While many lenders can offer a loan, I take the time to match you with the right mortgage solution for your situation. I guide clients through every step of the process—from application to closing—with timely communication and personalized support. I specialize in VA, FHA, Conventional, Jumbo, NON-QM, and FHA 203-K Rehab loans for first homes, second homes, investment properties, and refinances. As a United States Marine Corps Veteran, I proudly serve fellow veterans and active-duty military members with care and understanding.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
USDA Loans
Non-QM
DSCR Loans
Cash-Out Refinances
Bank Statement Loans
1099 Income Loans
Specialities
Purchase & Refinance
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Memberships
- National Association of Realtors
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2005
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #180867
- FL - LO33647
- GA - 71815
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Awards
Soctsman Guide Top...
Achievements
- Scotsman Guide Top Originator
Hobbies
- Fishing
- Travel
- Family Time
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Disclaimer
NQM Funding, LLC (NMLS # 75597) dba - Premier Mortgage Associates; Villa Home Loans; Texas: Consumers wishing to file a complaint against a mortgage company or a licensed residential mortgage loan originator should complete and send a complaint form to the Texas department of savings and mortgage lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the department’s website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550. The department maintains a recovery fund to make payments of certain actual out-of-pocket damages sustained by borrowers caused by acts of licensed residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at www.sml.texas.gov - nmlsconsumeraccess.org