Michael Guthneck
Branch Manager
With over 20 years of lending experience, I’m committed to providing premier customer service, mortgage expertise, and competitive interest rates tailored to your unique financial goals. While many lenders can offer a loan, I take the time ... Show More
Location & Business Hours
Business Hours
Fri
24 hours
Sat
24 hours
Sun
24 hours(Open now)
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Reviews from Web
We would recommend Michael to anyone! He helped our re-finance to go very smoothly without any hitches! I had so many questions and he was patient and thorough. If he didn't know the answer, he was quick to find out. At every step of the way,...
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Michael and his team were very attentive at all crazy hours, when i had questions. sometimes the same questions that i needed validated a number of times.They were a pleasure to speak with, and work through the details.I would absolutely recommend...
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Yes Michael helped me through a time in my life when it seemed as if no one else would. My wife and I truely appreciate his diligence and quick response to our needs we love and would and have recommended him to our family and friends.
From the very first time I worked with Michael and his staff, they were some of the most professional people I have ever dealt with. Anytime that I had questions or needed assistance before, during and after my refinance Michael was always...
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Mike is a pleasure to work with. He responded quickly to any questions we had and took care of everything. We have used him for refinancing our house and were very happy with him. Additionally, Mike gave us a number of mortgage options recently...
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Mike is very easy to work with, responsive and they have a very fast turn around. He has been very helpful throughout the whole experience. I would highly recommend Vanguard and Mike for you Home Mortgage.
I would highly recommend Michael for any of your mortgage needs! I refinanced my house with Mike and it all went smoothly with no unexpected problems. I not only know him professionally but personally for the past 29 years as well. We have...
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Michael and his staff provided us with a smooth experience when we bought our house. He was able to get us a great rate on our mortgage, was able to close on our home in a short period of time and was available to us 7 days a week if we had...
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Michael and his staff were very accommodating to my schedule and provided excellent customer service.Michael answered any questions thoroughly and quickly.
Michael was very responsive and provided great service. He quickly responded to my inquiry and followed up in a very timely manner. I would highly recommend using Michael for your mortgage needs.
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About
With over 20 years of lending experience, I’m committed to providing premier customer service, mortgage expertise, and competitive interest rates tailored to your unique financial goals. While many lenders can offer a loan, I take the time to match you with the right mortgage solution for your situation. I guide clients through every step of the process—from application to closing—with timely communication and personalized support. I specialize in VA, FHA, Conventional, Jumbo, NON-QM, and FHA 203-K Rehab loans for first homes, second homes, investment properties, and refinances. As a United States Marine Corps Veteran, I proudly serve fellow veterans and active-duty military members with care and understanding.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
USDA Loans
Non-QM
DSCR Loans
Cash-Out Refinances
Bank Statement Loans
1099 Income Loans
Specialities
Purchase & Refinance
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Memberships
- National Association of Realtors
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2005
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #180867
- FL - LO33647
- GA - 71815
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Awards
Soctsman Guide Top...
Achievements
- Scotsman Guide Top Originator
Hobbies
- Fishing
- Travel
- Family Time
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Disclaimer
NQM Funding, LLC (NMLS # 75597) dba - Premier Mortgage Associates; Villa Home Loans; Texas: Consumers wishing to file a complaint against a mortgage company or a licensed residential mortgage loan originator should complete and send a complaint form to the Texas department of savings and mortgage lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the department’s website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550. The department maintains a recovery fund to make payments of certain actual out-of-pocket damages sustained by borrowers caused by acts of licensed residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at www.sml.texas.gov - nmlsconsumeraccess.org