Michael Guthneck
Branch Manager
With over 20 years of lending experience, I’m committed to providing premier customer service, mortgage expertise, and competitive interest rates tailored to your unique financial goals. While many lenders can offer a loan, I take the time ... Show More
Location & Business Hours
Business Hours
Fri
24 hours
Sat
24 hours
Sun
24 hours(Open now)
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Reviews from Web
I would like to take a moment to share my experience with one of your agents Michael Guthneck. It was a great pleasure to have worked with him, he went above and beyond with all my needs. He is truly a great asset to your company.Jacquelyn...
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Nothing but positives here!!! I had an awesome experience working with Michael on obtaining a mortgage through Vanguard Funding. He was easy to work with, very personable and explained everything to me in great detail which made the entire...
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Mike was very helpful in everything to do with my refinance. All my questions were answered in a timely manner and he see me a lot of money I would refer Mike to any of my friends
I was recommend by others that used his services. I was pleased with how easy and quickly Michael processed all if my paper work. Micheal has a very kind and friendly staff, that accommodated me though the mortgage process. Very grateful I...
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I WAS REFERRED TO MICHAEL GUTHNECK THROUGH SOMEONE. I WAS EXTREMELY IMPRESSED. HE GOT MY QUESTIONS ANSWERED QUICKLY AND WAS EXTREMELY KNOWLEDGEABLE. BARBARA SORIANO FROM HIS STAFF WAS A PLEASURE TO WORK WITH. THEY MADE THE PROCESS FLOW SMOOTHLY...
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Michael and his employees were on top of every detail of my loan. They had all of the questions to ask and knew the answered I needed to get. Some times I was annoyed at the questions but it was explained to me the need for the answers. His...
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Michael gave me pretty competitive pricing and his team did a great job in explaining me all the details during my decision making phase. When I decided to move forward with them his team followed through very well and were meticulous in getting...
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Mike, walked you through all of the steps. He answered all questions and made sure that you knew what was being asked. when, there was an obstacle, he called and addressed it immediately. his service was outstanding and his staff was just plain...
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We are extremely pleased with the professionalism and friendliness of Michael and his team. Michael made our experience of getting our first dream home very pleasing and smooth. We can't thank enough to Michael for all his diligent work in...
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Michael and the whole vanguard funding team were extremly helpful and on top of everything. we spoke almost everyday through this process. he was and extremly caring and reassuring. giving me advice as a first time home buyer that didnt even...
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About
With over 20 years of lending experience, I’m committed to providing premier customer service, mortgage expertise, and competitive interest rates tailored to your unique financial goals. While many lenders can offer a loan, I take the time to match you with the right mortgage solution for your situation. I guide clients through every step of the process—from application to closing—with timely communication and personalized support. I specialize in VA, FHA, Conventional, Jumbo, NON-QM, and FHA 203-K Rehab loans for first homes, second homes, investment properties, and refinances. As a United States Marine Corps Veteran, I proudly serve fellow veterans and active-duty military members with care and understanding.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
USDA Loans
Non-QM
DSCR Loans
Cash-Out Refinances
Bank Statement Loans
1099 Income Loans
Specialities
Purchase & Refinance
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Memberships
- National Association of Realtors
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2005
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #180867
- FL - LO33647
- GA - 71815
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Awards
Soctsman Guide Top...
Achievements
- Scotsman Guide Top Originator
Hobbies
- Fishing
- Travel
- Family Time
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Disclaimer
NQM Funding, LLC (NMLS # 75597) dba - Premier Mortgage Associates; Villa Home Loans; Texas: Consumers wishing to file a complaint against a mortgage company or a licensed residential mortgage loan originator should complete and send a complaint form to the Texas department of savings and mortgage lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the department’s website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550. The department maintains a recovery fund to make payments of certain actual out-of-pocket damages sustained by borrowers caused by acts of licensed residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at www.sml.texas.gov - nmlsconsumeraccess.org