Michael Guthneck
Branch Manager
With over 20 years of lending experience, I’m committed to providing premier customer service, mortgage expertise, and competitive interest rates tailored to your unique financial goals. While many lenders can offer a loan, I take the time ... Show More
Location & Business Hours
Business Hours
Sat
24 hours
Sun
24 hours(Open now)
Mon
24 hours
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Reviews from Web
We had a great experience working with our lender throughout the home-buying process. They were knowledgeable, responsive, and always took the time to explain everything clearly, which made a stressful process feel manageable. We felt supported...
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We shopped around at least 10 lenders, Michael provided the best rates from the start. He kept in communication throughout the entire process and answered all our questions promptly and accurately. He is a no-BS kind of person which is rare...
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Yall did everything yall can do to get me my house
Reply from Michael Guthneck
May 8th, 2026 04:10 PM
Anthony, I'm so pleased to hear that I could assist you in getting your house. Your kind words mean a lot, and I'm grateful for the opportunity to work with you.
We are foreign buyers, and securing financing in a new country can be overwhelming — but working with Michael made the entire mortgage process seamless and stress-free.From start to finish, he guided us with clarity, patience, and professionalism....
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As a foreign national, Michael and his team along with Steve Druck was exceptional in making home ownership in the United States a reality. They made the process seamless, they were very responsive and guided me along the way with sound advice....
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Reply from Michael Guthneck
May 8th, 2026 05:28 PM
Rajiv, I'm glad to hear that you found the process seamless with the help of Steve Druck and my team. Your recommendation means a lot, and I'm pleased we could assist you in achieving your home ownership goals in the United States. Thank you...
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Michael was wonderful to work with, checking in on me when I became anxious about any of the home buying process and answering any questions I had. Michael was usually available and would call back quickly if I had ti to leave a message. Knowledgeable,...
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Reply from Michael Guthneck
May 8th, 2026 05:28 PM
Brittany, I'm so pleased to hear that you had a positive experience working with me during your home buying process. It's great to know that my support and availability helped ease any anxieties you had. Thank you for your kind words and recommendation!...
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I highly recommend working with Michael Guthneck and his team. They were on the ball and communicated well. Their online portal is user friendly and intuitive. Working with lenders out of state as an investor can sometimes be a nightmare. Working...
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Michael Guthneck is a nice man who helps us out throughout all the process while other bank gave up on us ... he worked day and night to get us approved.. we're forever grateful meeting up this team and be a Premier morgage Morgage customer...
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Reply from Michael Guthneck
May 8th, 2026 05:29 PM
Rose, I'm so pleased to hear that I could assist you throughout the process and help secure your approval. Your kind words about my dedication truly mean a lot, and I'm grateful to have had the opportunity to work with you. Thank you for choosing...
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Dear Michael J. Guthneck jr,I truly appreciate your support and guidance throughout my loan process. Your professionalism and dedication made the experience smooth and stress-free.
Micheal was very helpful throughout the entire process including being available on the day of the closing. He has gone above and beyond in making sure all our needs were met. Very open line of communication. Highly recommend!!!
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About
With over 20 years of lending experience, I’m committed to providing premier customer service, mortgage expertise, and competitive interest rates tailored to your unique financial goals. While many lenders can offer a loan, I take the time to match you with the right mortgage solution for your situation. I guide clients through every step of the process—from application to closing—with timely communication and personalized support. I specialize in VA, FHA, Conventional, Jumbo, NON-QM, and FHA 203-K Rehab loans for first homes, second homes, investment properties, and refinances. As a United States Marine Corps Veteran, I proudly serve fellow veterans and active-duty military members with care and understanding.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
USDA Loans
Non-QM
DSCR Loans
Cash-Out Refinances
Bank Statement Loans
1099 Income Loans
Specialities
Purchase & Refinance
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Memberships
- National Association of Realtors
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2005
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #180867
- FL - LO33647
- GA - 71815
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Awards
Soctsman Guide Top...
Achievements
- Scotsman Guide Top Originator
Hobbies
- Fishing
- Travel
- Family Time
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Disclaimer
NQM Funding, LLC (NMLS # 75597) dba - Premier Mortgage Associates; Villa Home Loans; Texas: Consumers wishing to file a complaint against a mortgage company or a licensed residential mortgage loan originator should complete and send a complaint form to the Texas department of savings and mortgage lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the department’s website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550. The department maintains a recovery fund to make payments of certain actual out-of-pocket damages sustained by borrowers caused by acts of licensed residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at www.sml.texas.gov - nmlsconsumeraccess.org