Michael Guthneck
Branch Manager
With over 20 years of lending experience, I’m committed to providing premier customer service, mortgage expertise, and competitive interest rates tailored to your unique financial goals. While many lenders can offer a loan, I take the time ... Show More
Location & Business Hours
Business Hours
Fri
24 hours
Sat
24 hours
Sun
24 hours(Open now)
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Reviews from Web
Excellent customer service
Reply from Michael Guthneck
July 21st, 2026 07:04 PM
Ebenezer, I appreciate your kind words about the customer service you received. I'm glad I could provide a positive experience for you at Premier Mortgage Associates.
Michael was awesome to work with! He was knowledgeable, responsive, and made the mortgage process smooth and stress-free. He explained everything clearly and was always available to answer my questions. I highly recommend Michael to anyone...
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They made everything simple and quick!
Reply from Michael Guthneck
July 21st, 2026 07:07 PM
Taylor, I'm glad to hear that you found the process simple and quick. Your feedback is greatly appreciated, and I'm thankful you had a good experience with Premier Mortgage Associates.
Yes, Michael Guthneck was great! He knew all perspective's and acted on them. We felt supported by him & his team of associates. Pleasant, presant, firm, directing.
Thank you.
Reply from Michael Guthneck
May 15th, 2026 10:02 PM
Jacqueline, I'm grateful for your kind words and am glad to hear that you felt supported by me and my team at Premier Mortgage Associates. It's appreciated to know that our efforts made a positive impact on your experience. Thank you for taking...
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Michael Guthneck and his team knew their job and did their job proficiently.
Reply from Michael Guthneck
May 15th, 2026 10:04 PM
Kevin, I'm glad to hear that you found my team and me proficient in our work. We appreciate your kind words and are here to assist you with any future needs.
Everything was explained well and all of our questions were always answered. we never had any issues with communication and the team was available throughout the entire process.
Reply from Michael Guthneck
May 13th, 2026 05:44 PM
Carley, I'm grateful to hear that you felt well-informed and that communication was seamless throughout your experience with Premier Mortgage Associates. It's good to know my team and I were able to support you effectively. Thank you for your...
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Micheal and his team were a great help in assisting my wife and I in getting into our first home. Their great communication and patience made our home purchase smooth and less stressful. They’ll be our first recommendation for any who has plans...
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The whole process was relatively quick and easy
Reply from Michael Guthneck
May 8th, 2026 04:49 PM
Zachary, I'm glad to hear that the process was quick and easy for you. Thank you for your kind words and for choosing Premier Mortgage Associates.
We had a great experience with premier mortgage! From from start to closing it was only about 30 days. It was a seamless transition and we highly recommend using their resources! very knowledgeable, kind and readily available.
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Reply from Michael Guthneck
May 8th, 2026 04:49 PM
I'm very glad to hear you had such a great experience with Premier Mortgage Associates, Tina. It's appreciated to know that the process was seamless and met your expectations. Thank you for your kind words and recommendation!
Mr. Micheal Guthneck He got the pace started fast and stayed with us to the end. He has an excellent working personally to make the loan process go smoothly. He had all the right people, in the right places, to make the whole loan experience...
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Reply from Owner
May 8th, 2026 12:00 AM
I'm very glad to hear you had such a great experience with Premier Mortgage Associates. It's appreciated to know that the process was seamless and met your expectations. Thank you for your kind words and recommendation!
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About
With over 20 years of lending experience, I’m committed to providing premier customer service, mortgage expertise, and competitive interest rates tailored to your unique financial goals. While many lenders can offer a loan, I take the time to match you with the right mortgage solution for your situation. I guide clients through every step of the process—from application to closing—with timely communication and personalized support. I specialize in VA, FHA, Conventional, Jumbo, NON-QM, and FHA 203-K Rehab loans for first homes, second homes, investment properties, and refinances. As a United States Marine Corps Veteran, I proudly serve fellow veterans and active-duty military members with care and understanding.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
USDA Loans
Non-QM
DSCR Loans
Cash-Out Refinances
Bank Statement Loans
1099 Income Loans
Specialities
Purchase & Refinance
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Memberships
- National Association of Realtors
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2005
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #180867
- FL - LO33647
- GA - 71815
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Awards
Soctsman Guide Top...
Achievements
- Scotsman Guide Top Originator
Hobbies
- Fishing
- Travel
- Family Time
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Disclaimer
NQM Funding, LLC (NMLS # 75597) dba - Premier Mortgage Associates; Villa Home Loans; Texas: Consumers wishing to file a complaint against a mortgage company or a licensed residential mortgage loan originator should complete and send a complaint form to the Texas department of savings and mortgage lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the department’s website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550. The department maintains a recovery fund to make payments of certain actual out-of-pocket damages sustained by borrowers caused by acts of licensed residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at www.sml.texas.gov - nmlsconsumeraccess.org