

Michael Guthneck
Branch Manager

With over 20 years of lending experience, I’m committed to providing premier customer service, mortgage expertise, and competitive interest rates tailored to your unique financial goals. While many lenders can offer a loan, I take the time ... Show More
Location & Business Hours
Business Hours
Fri
24 hours
Sat
24 hours
Sun
24 hours(Open now)
View All days
Search Reviews
Search
Write a Review
Overall Ratings
Filter by Date
Range
Filter by Rating
Reviews from Web
Awesome... If anyone ask for my recommendation you will be my first response.
Reply from Michael Guthneck
May 8th, 2026 05:29 PM
Samuel, I appreciate your kind words and your willingness to recommend me. It's great to know you had a positive experience with Premier Mortgage Associates. If you ever have more questions or need assistance, I'm here to help.
Michael was an outstanding loan officer throughout my entire home search process. Even though I ultimately decided to rent for now, I felt supported and well-informed every step of the way. He was always readily available, incredibly knowledgeable,...
read more
I want to sincerely thank Mike for the outstanding support he provided during my first home purchase. As a first-time buyer, the process can feel overwhelming especially when you're unfamiliar with the many details and events that can come...
read more
Michael was very helpful and listened to all of my questions and concerns. He always returned my calls promptly. He is very professional. I definitely would recommend!!
Easy to reach and quick to respond, Michael assisted me with my first home purchase. After having questions about a rate buy down he spent 45 minutes patiently walking me through several different scenarios and options.
Michael was wonderful during the whole prprocess. I would definitely recommend!!
Reply from Michael Guthneck
May 8th, 2026 05:29 PM
Deborah, I'm so pleased to hear that you had a appreciated experience with me through the process. Your recommendation means a lot to me. Thank you!
Micheal is as wonderful to work with and I might add “a godsend “ !!! He made things happen for me in buying a house I really didn’t know were possible! I highly recommend Micheal Guthneck and have already done so with friends and family !...
read more
We had no idea what we were doing and Michael was So helpful, always available to answer all our questions and great at communicating what needs done!
I worked with Michael Guthneck over the last 7 months to secure a new mortgage. My home had significantly appreciated in value and I wanted to access the equity to supplement my retirement income and to fund home improvements. From the first...
read more
I worked with Michael Guthneck over the last 7 months to secure a new mortgage. My home had significantly appreciated in value and I wanted to access the equity to supplement my retirement income and to fund home improvements. From the first...
read more
Reply from Michael Guthneck
May 8th, 2026 05:30 PM
Richard, thank you for your kind words and for taking the time to share your experience. I'm pleased to hear that I could assist you in accessing your home's equity and guide you through the mortgage process. It's great to know that you felt...
read more
41–50 of 499
About
With over 20 years of lending experience, I’m committed to providing premier customer service, mortgage expertise, and competitive interest rates tailored to your unique financial goals. While many lenders can offer a loan, I take the time to match you with the right mortgage solution for your situation. I guide clients through every step of the process—from application to closing—with timely communication and personalized support. I specialize in VA, FHA, Conventional, Jumbo, NON-QM, and FHA 203-K Rehab loans for first homes, second homes, investment properties, and refinances. As a United States Marine Corps Veteran, I proudly serve fellow veterans and active-duty military members with care and understanding.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
USDA Loans
Non-QM
DSCR Loans
Cash-Out Refinances
Bank Statement Loans
1099 Income Loans
Specialities
Purchase & Refinance
Search Rank ScoreLearn More →
What is the Search Rank Score®?
Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
Memberships
- National Association of Realtors
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2005
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #180867
- FL - LO33647
- GA - 71815
View All
Awards
Soctsman Guide Top...
Achievements
- Scotsman Guide Top Originator
Hobbies
- Fishing
- Travel
- Family Time
View All
Disclaimer
NQM Funding, LLC (NMLS # 75597) dba - Premier Mortgage Associates; Villa Home Loans; Texas: Consumers wishing to file a complaint against a mortgage company or a licensed residential mortgage loan originator should complete and send a complaint form to the Texas department of savings and mortgage lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the department’s website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550. The department maintains a recovery fund to make payments of certain actual out-of-pocket damages sustained by borrowers caused by acts of licensed residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at www.sml.texas.gov - nmlsconsumeraccess.org