Michael Guthneck
Branch Manager
With over 20 years of lending experience, I’m committed to providing premier customer service, mortgage expertise, and competitive interest rates tailored to your unique financial goals. While many lenders can offer a loan, I take the time ... Show More
Location & Business Hours
Business Hours
Fri
24 hours
Sat
24 hours
Sun
24 hours(Open now)
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Reviews from Web
Michael Guthneck Jr. is great. Michael Guthneck and his team were great right from the beginning to the end. He took calls and returned calls at a moment's time. Michael uses a beautifully secure document exchange and signing portal. Pleasant...
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Reply from Owner
May 8th, 2026 12:00 AM
Thanks so much!
I had a great experience working with Michael and his team in late 2025! My family was in process of purchasing a home during the holidays and they were still very prompt in their responses and attentive in our application. They explained the...
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Reply from Owner
May 8th, 2026 12:00 AM
I'm very glad to hear you had such a great experience with Premier Mortgage Associates. It's appreciated to know that the process was seamless and met your expectations. Thank you for your kind words and recommendation!
Michael was extremely responsive and helpful. He ensured we understood every step throughout the process and was extremely timely with his responses and went above and beyond.
Reply from Owner
May 8th, 2026 12:00 AM
I'm very glad to hear you had such a great experience with Premier Mortgage Associates It's appreciated to know that the process was seamless and met your expectations. Thank you for your kind words.
He is an expert and professional. We had no problem along the way. Very efficient in getting loan. Smooth communication. On time close, no complaint.
Michael did a great job helping me navigate the approval process. We changed properties mid approval process, adjusted our down payment and negotiated terms several times. Through all of it Michael stayed positive and helpful. The professionalism...
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Premier Mortgage has streamlined the mortgage process to make it extremely easy to process everything. The whole experience was awesome, great people
Reply from Michael Guthneck
May 8th, 2026 04:08 PM
I'm grateful for your kind words, Jason. It's good to hear that you found the mortgage process easy and had a nice experience with us. Thank you for choosing Premier Mortgage Associates!
Dernese was unorganized. Michael was great
Reply from Michael Guthneck
May 8th, 2026 04:09 PM
Sonnet, I appreciate your feedback and am glad to hear you had a positive experience with me at Premier Mortgage Associates. If there's anything further you'd like to discuss regarding your experience, please feel free to reach out.
We had an amazing experience with Michael. He was incredibly patient, always took the time to explain everything, and made sure we felt comfortable every step of the way. Communication was excellent—clear, prompt, and reassuring—which made...
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Excellent communication, speedy replies and very informative
Reply from Michael Guthneck
May 8th, 2026 04:10 PM
Jennifer, I'm pleased to hear that you found my communication and responses helpful. Your kind words about my informative approach mean a lot to me. Thank you for taking the time to share your experience with Premier Mortgage Associates.
It was fast and efficient.
Reply from Michael Guthneck
May 8th, 2026 04:10 PM
Euna, I appreciate your kind words about the fast and efficient service you received. Thank you for choosing Premier Mortgage Associates, and I'm glad I could assist you.
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About
With over 20 years of lending experience, I’m committed to providing premier customer service, mortgage expertise, and competitive interest rates tailored to your unique financial goals. While many lenders can offer a loan, I take the time to match you with the right mortgage solution for your situation. I guide clients through every step of the process—from application to closing—with timely communication and personalized support. I specialize in VA, FHA, Conventional, Jumbo, NON-QM, and FHA 203-K Rehab loans for first homes, second homes, investment properties, and refinances. As a United States Marine Corps Veteran, I proudly serve fellow veterans and active-duty military members with care and understanding.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
USDA Loans
Non-QM
DSCR Loans
Cash-Out Refinances
Bank Statement Loans
1099 Income Loans
Specialities
Purchase & Refinance
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Memberships
- National Association of Realtors
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2005
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #180867
- FL - LO33647
- GA - 71815
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Awards
Soctsman Guide Top...
Achievements
- Scotsman Guide Top Originator
Hobbies
- Fishing
- Travel
- Family Time
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Disclaimer
NQM Funding, LLC (NMLS # 75597) dba - Premier Mortgage Associates; Villa Home Loans; Texas: Consumers wishing to file a complaint against a mortgage company or a licensed residential mortgage loan originator should complete and send a complaint form to the Texas department of savings and mortgage lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the department’s website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550. The department maintains a recovery fund to make payments of certain actual out-of-pocket damages sustained by borrowers caused by acts of licensed residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at www.sml.texas.gov - nmlsconsumeraccess.org