Michael Farmer
Mortgage Loan Originator
Expert mortgage solutions: 20+ years navigating complex loans. "Guideline Guru" delivers customized financing, prioritizing client clarity & efficiency. Compliance-driven, innovative options for all borrowers. Your trusted partner for seaml... Show More
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Michael is the best in the business! Always communicative and friendly - I know my clients are well taken care of with him! I do not hesitate to recommend him to my clients.
Reply from Michael Farmer
September 23rd, 2025 07:16 PM
Thank you so much, Heidi! That means a lot coming from you. I always enjoy working with you and your clients, and I appreciate the trust you place in me every time. Looking forward to the next one together!
Micheal was very helpful throughout the process, he answered all questions and concerns!
He returned my calls, always up beat with a positive response!
Thanks Micheal we appreciate you!
Reply from Michael Farmer
September 23rd, 2025 07:16 PM
Thank you so much, Patricia! I really enjoyed working with you and I’m glad I could help make the process a little easier. I appreciate your trust and kind words — it means a lot.
Buying a home is a stressful experience. Our process was made more difficult by the underwriting portion. Though we were preapproved, the process was delayed very close to the closing which pushed the date back. We were required to submit copious...
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Reply from Michael Farmer
September 23rd, 2025 07:17 PM
Georgina, thank you for sharing your feedback. I know the process was stressful, and I understand how frustrating it felt to provide so much documentation, especially so close to closing. While many of the requests came directly from underwriting...
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Michael assisted my buers throughout the process and got us to the closing table on time, even with a last minute hiccup. Great job Michael. Let's do it again.
Reply from Michael Farmer
July 26th, 2025 02:35 PM
Thank you so much! It was a bit of a rollercoaster at the end, but I’m glad we got it done and to the table on time. I really appreciate your partnership and communication throughout—it made all the difference. Looking forward to doing it again...
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Lack of communication with both myself and the clients. Unwillingness to answer questions. No willingless to take the lead or initiative when closing date was missed.
Reply from Michael Farmer
July 22nd, 2025 02:36 PM
I was surprised (and frankly disappointed) to read your review, as it doesn’t reflect the actual events of this transaction. I responded to every call, text, and email from both you and your colleague while you were on vacation. I also made...
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Michael made the whole process quick and easy!
Reply from Michael Farmer
July 30th, 2025 04:37 PM
Thanks so much, Molly! I'm thrilled to hear that — making the process quick and easy is always my goal. I really enjoyed working with you and appreciate the opportunity to be part of your journey!
Michael made the process seamless for my client and they were very happy with the level of custimer service they received.
Reply from Michael Farmer
July 30th, 2025 04:38 PM
Thanks so much, Amanda! That means a lot coming from you. I always aim to deliver a seamless experience, not just for our clients but for our agent partners too. I appreciate the trust — let’s keep the wins coming!
Michael is very easy to talk with and very knowledgeable about his job
Reply from Michael Farmer
July 30th, 2025 05:02 PM
Thank you so much, Gloria! I really appreciate your kind words. It was a pleasure working with you, and I’m glad I could help make things clear and comfortable throughout the process. I’m always here if you need anything down the road!
Easy going.
Reply from Michael Farmer
July 30th, 2025 05:02 PM
Thanks, Linda! I try to keep things easy and stress-free — I’m glad that came through. It was great working with you!
Michael guided me through the process and answered all of my questions, putting my mind at ease.
Reply from Michael Farmer
July 30th, 2025 05:12 PM
Thank you so much, Lisa! It meant the world to be able to help you through this journey — especially since you’re practically neighbors now! I’m always here if you need anything (mortgage-related or otherwise). Welcome to the neighborhood!
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About
Expert mortgage solutions: 20+ years navigating complex loans. "Guideline Guru" delivers customized financing, prioritizing client clarity & efficiency. Compliance-driven, innovative options for all borrowers. Your trusted partner for seamless homeownership.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Mortgage
Down payment assistance
Credit repair
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Memberships
- National Association of Mortgage Brokers
- Mortgage Bankers Association
- Accredited Mortgage Professional
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Addresses and Serving Areas
Primary Serving Area
Year Started
2004
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS 1651378
Achievements
- 2025 MVP
Hobbies
- Base Jumping
- Sky Diving
- Travel
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Disclaimer
NMLS# 101561. Terms and conditions apply. Offer of credit is subject to credit approval. Contact Howard Hanna Mortgage Services for mortgage products and eligibility. For full licensing information, visit www.nmlsconsumeraccess.org.