Michael Farmer
Mortgage Loan Originator
Expert mortgage solutions: 20+ years navigating complex loans. "Guideline Guru" delivers customized financing, prioritizing client clarity & efficiency. Compliance-driven, innovative options for all borrowers. Your trusted partner for seaml... Show More
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Michael made everything easy. I had a very unique situation. from the beginning, Michael reassured me that he would go to that for me and he did just that.
Reply from Michael Farmer
July 30th, 2025 05:13 PM
Thank you so much, Kristin! Your situation definitely had some layers, but I love a good challenge — especially when it means helping someone as awesome as you. I’m so glad we got it done, and I appreciate your trust every step of the way!
Michael's knowledge and professionalism made the experience of buying our new home very smooth and straightforward for us . He always responded immediately to any questions we had. We appreciated friendly , relaxed communication. We would highly...
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Reply from Michael Farmer
June 27th, 2025 05:57 PM
Thank you so much for your wonderful review! I'm truly delighted to hear that my knowledge, professionalism and prompt responses helped make your home-buying experience smooth and straightforward. I always aim for friendly and relaxed communication,...
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Michael has been wonderful to work with. Quick with communications, always available, extremely knowledgeable, and patient with all of our questions. And when the assessment of the new house came back incorrectly low, Michael worked with our...
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Reply from Michael Farmer
June 27th, 2025 06:06 PM
Thanks for the fantastic feedback! It was great working with you and if I can be of assistance to anyone you know please do not hesitate to reach out.
As always Michael shines above the rest! He is communicative and wonderful with ALL of my clients and does everything in his power to stay ahead of the process. He is fantastic and I can't give enough praise!
Reply from Michael Farmer
June 24th, 2025 05:00 PM
Faith, thank you so much for this absolutely incredible review! Reading your words means a ton to me. It's truly a pleasure working with you and your clients. We make such a great team and I always strive to keep everyone informed and make...
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Michael was extremely helpful and personable throughout the entire mortgage process.
Reply from Michael Farmer
June 24th, 2025 05:03 PM
Thank you for the wonderful review, Rey! I'm so pleased to hear that your mortgage process was helpful and personable. It was a pleasure working with you and I'm glad we could get everything closed so efficiently. Enjoy your new home!
This was our first time buying a home. We were very nervous and had many unknowns as we started our home buying journey. Michael was very patient with us and answered any and all questions we had. He aslo put our minds at ease when we were...
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Reply from Michael Farmer
June 24th, 2025 05:02 PM
David, thank you so much for taking the time to share your experience! It was truly a pleasure helping you through your first home purchase. I understand how nerve-wracking it can be and putting your minds at ease and answering all your questions...
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Michael worked very hard to get us through the approval process. The underwwriters kept throwing whiffle curveballs at us and Michael stayed the course and helped us navigate through all the issues.
Reply from Michael Farmer
June 24th, 2025 05:05 PM
What a great review, John – thank you! I remember those "whiffle curveballs" well and I'm so glad my persistence helped us get through them. My priority is always to help clients navigate any issues that come up, especially in tough situations...
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Communication from Michael was great and no hiccups at all during the entire transaction.
Reply from Michael Farmer
June 25th, 2025 05:20 PM
It was a pleasure working with you on our first deal together and I truly appreciate your kind words. Looking forward to many more smooth closings in the future!
Michael was communicative, in touch with us at every turn. He made this process pleasurable as we trusted we'd be alright bc he was on our team. Thank you for everything!
Reply from Michael Farmer
June 25th, 2025 05:22 PM
Thank you for this wonderful review! I'm so pleased that my communication helped you feel supported at every turn and that I could make the process a pleasurable one. Knowing you felt secure because I was "on your team" is the highest compliment....
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Michael was fantastic ! He kept me up to date at all times and was very knowledgeable
Reply from Michael Farmer
June 27th, 2025 06:08 PM
Thank you so much Eddie! I’m looking forward to many more seamless closings ahead. Let’s keep the momentum going!
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About
Expert mortgage solutions: 20+ years navigating complex loans. "Guideline Guru" delivers customized financing, prioritizing client clarity & efficiency. Compliance-driven, innovative options for all borrowers. Your trusted partner for seamless homeownership.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Mortgage
Down payment assistance
Credit repair
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Memberships
- National Association of Mortgage Brokers
- Mortgage Bankers Association
- Accredited Mortgage Professional
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Addresses and Serving Areas
Primary Serving Area
Year Started
2004
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS 1651378
Achievements
- 2025 MVP
Hobbies
- Base Jumping
- Sky Diving
- Travel
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Disclaimer
NMLS# 101561. Terms and conditions apply. Offer of credit is subject to credit approval. Contact Howard Hanna Mortgage Services for mortgage products and eligibility. For full licensing information, visit www.nmlsconsumeraccess.org.