Melanie Stevens
Loan Officer
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM(Open now)
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
For the last 3 years me and my husband have been trying to buy. I have talked to Melanie each year. And every year she has helped me build more and more of what I needed to do To buy a house big enough for us and our 6 children. She also went...
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Reply from Melanie Stevens
October 8th, 2026 06:07 PM
You are so welcome. Enjoy your new home
She was very paitent with me on how the whole process worked. She made my first time
buying a house very enjoyable .
Reply from Melanie Stevens
October 8th, 2026 06:07 PM
enjoy your home
Melanie was always quick to respond to my questions & concerns. Melanie was always reachable via email, text & phone calls.
Reply from Melanie Stevens
October 8th, 2026 06:07 PM
Thank you Gary. Enjoy your new home
Quick response. She always responded quickly to her emails.
Reply from Melanie Stevens
October 8th, 2026 06:07 PM
Thanks Marissa. Look forward to working with you in the future
Melanie was extremely helpful in the entire process. she answered my questions after hours and went above and beyond her duties. I will HIGHLY recommend her to anyone looking to purchase a home .
Reply from Melanie Stevens
October 8th, 2026 06:07 PM
You guys were fantastic. Thank you for the review.
Melanie was so pleasant to work with anytime we had questions she made herself available. She definitely eased some of the stress that comes with buying your first home.
Reply from Melanie Stevens
October 8th, 2026 06:07 PM
Thanks Ashley,
It was a pleasure. Enjoy.
Melanie not giving up on us and working so well with our builder to help our dreams come true .
will always refer her to anyone interested in a home loan
Reply from Melanie Stevens
October 8th, 2026 06:07 PM
Thanks Dustin,
So glad you were able to build on your site.
She was always available to answer my questions and calls with a great attitude
Reply from Melanie Stevens
October 8th, 2026 06:07 PM
Hope things have settled down for you guys. Enjoy your new home.
Fast turn around on buying the home.
Always answered the phone or text and was quick to assist me in finding what I needed.
Reply from Melanie Stevens
October 8th, 2026 06:07 PM
Enjoy your new home
Ms Melanie Stevens and everyone involved worked very hard for us to help us close. We're very grateful 🙏
Reply from Melanie Stevens
October 8th, 2026 06:07 PM
Thank you.
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 2235026
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.