

Melanie Stevens
Loan Officer

At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM(Open now)
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
Melanie was a pleasure to work with. Her communication skills were excellent, and she was accurate and prompt. She was always on time, friendly, and easy to talk to. I hope to do business with her again in the future.
Reply from Melanie Stevens
October 8th, 2026 06:07 PM
Thank you Bobby. I feel the same about you. Was a pleasure
Melanie is always willing to answer any questions that I may have and responds in a timely manner. As one who knows nothing about this process, she helped ease my fears about this experience and makes sure I understand what I'm signing.
Reply from Melanie Stevens
October 8th, 2026 06:07 PM
Thanks Sarah. I can't wait for you to enjoy your new home.
she was awesome every step of the way
Reply from Melanie Stevens
October 8th, 2026 06:07 PM
I am so happy for your family. Well deserved.
Melanie was absolutely amazing, she was super helpful, great communication. Overall just a great experience.
Reply from Melanie Stevens
October 8th, 2026 06:07 PM
I am so happy for your family. Well deserved.
Very knowledgeable and prompt with questions
Reply from Melanie Stevens
October 8th, 2026 06:07 PM
Enjoy your new home.
It was the best experience with how nice you treated us
Reply from Melanie Stevens
October 8th, 2026 06:07 PM
Glad to help your family. Enjoy your new home
She's very , helpful easy to work with and explains things that I have questions about!
Reply from Melanie Stevens
October 8th, 2026 06:07 PM
Thank you Dena. Look forward to seeing you soon with your housewarming gift.
Easy to work with!
Reply from Melanie Stevens
October 8th, 2026 06:07 PM
Thank you. Enjoy your new home.
Melony was great at walking us through each part of the process. She made sure to answer any questions we had along the way.
Reply from Melanie Stevens
October 8th, 2026 06:07 PM
Hope you are still enjoying that new home.
Melanie perserveres through all challenge. This creates a strong partnership with our clients creating trust
Reply from Melanie Stevens
October 8th, 2026 06:07 PM
Love working with you everyday.
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 2235026
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.