Melanie Stevens
Loan Officer
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM(Open now)
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
Great attitude. Talked to me on the phone at all hours of day...... which was such a convenience because of my job. Great attitude. Very down to earth and personable. She made buying smooth and simple.
Reply from Melanie Stevens
October 8th, 2026 06:07 PM
Your very nice. It was a pleasure to be able to help you with your loan.
She is polite fast and efficient and very helpful.
Reply from Melanie Stevens
October 8th, 2026 06:07 PM
Thank you, Jimmie. Enjoy your new home.
Melanie was always available to talk to me. Whenever I had questions she would break down the answers so I completely understood. Melanie is an Incredibly patient person. She would consistently answer my questions just like it was the first...
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Reply from Melanie Stevens
October 8th, 2026 06:07 PM
Christina you are a delight to work with. Can't wait to see the finished product.
Melanie was always there for me during this process. She even was able to calm me down during the most stressful situations. She made home buying process extremely easy.
Reply from Melanie Stevens
October 8th, 2026 06:07 PM
looking forward to more deals with you.
Melanie was always there for me, even when things got really stressful she was able to explain things and assure me that this was going to happen. I appreciate her making herself available to me at all times
Reply from Melanie Stevens
October 8th, 2026 06:07 PM
Thank you Misti. I hope you enjoy your new home.
Great experience!!!
Reply from Melanie Stevens
October 8th, 2026 06:07 PM
Thank you so much.
Melanie worked very hard processing and closing on our construction loan/mortgage. She met the challenges underwriting kept throwing at us. Thank you Melanie.
Reply from Melanie Stevens
October 8th, 2026 06:07 PM
Thanks Tom. Appreciate your rating.
Melanie found options to fit my specific needs
Reply from Melanie Stevens
October 8th, 2026 06:07 PM
Thank you Ryan. Enjoy your home.
No matter the circumstances of what showed up throughout this process of beginning to close, Melanie is willing to do what it takes for her clients.She thinks outside of the box if needed and has a great team she partners with all with the...
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Reply from Melanie Stevens
October 8th, 2026 06:07 PM
thank you my favorite realtor
She did everything she could to get me approved. we had some hiccups along the way but we got it done.
Reply from Melanie Stevens
October 8th, 2026 06:07 PM
Thank you, Corey. So happy we got this done.
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 2235026
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.