Melanie Stevens
Loan Officer
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM(Open now)
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
We had a smooth process.
Reply from Melanie Stevens
October 8th, 2026 06:07 PM
Thanks Jose. Look forward to working with you in the future
The walk through the process is what stood out for me, I especially loved the process of finding of loans and monies that qualified for being a first time home buyer! Thanks Meliane for all your support!
Reply from Melanie Stevens
October 8th, 2026 06:07 PM
your welcome. enjoy your new home
The transaction actually closed 1 day shy of 2 months.
Reply from Melanie Stevens
October 8th, 2026 06:07 PM
As there were issues with the buyers that delayed the closing. It had nothing to do with Supreme.
Melanie went above and beyond to help my buyers get approved for their loan.
Reply from Melanie Stevens
October 8th, 2026 06:07 PM
Thank you Cristen
Melanie's was very knowledgeable and responsive. Made the entire process with the buyer easy.
Reply from Melanie Stevens
October 8th, 2026 06:07 PM
thanks so much Jennifer. Coffee when I get back.
Communication and understanding and time
Reply from Melanie Stevens
October 8th, 2026 06:07 PM
I'm here to help you anytime.
she help me get what I needed and what I highly recommend her for your needs
Reply from Melanie Stevens
April 21st, 2026 01:30 PM
Wonderful helping you.
Excellent communication and very informative and knowledgeable
Reply from Melanie Stevens
October 8th, 2026 06:07 PM
Thanks John. So glad that I could help you. Pleasure working with you.
We had an issue come up during our transaction and Melanie jumped all in to help. Above and beyond her role as "just a mortgage Lender". She takes all her loans/ clients to heart and lends her expertise any and every way she can. HIghly Highly...
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Reply from Melanie Stevens
October 8th, 2026 06:07 PM
Thank you, Wes. It was a pleasure to be able to help get this one done. I enjoyed working with you.
Really kind and helpful. and courtious. pleasure to work with. Fast and efficient.
Reply from Melanie Stevens
October 8th, 2026 06:07 PM
Thank you, Clifford. I hope you are enjoying your new home.
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 2235026
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.