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Mark Smith
Senior Loan Officer | NMLS# 295910
New Mexico State University
Mark loves to close. When he opens the office in the morning, all he can think about is closing! Since 1994, Mark Smith has helped families buy and refinance homes, with more than 5,000 loans closed. Based in Austin, he started as an underw... Show More
Location & Business Hours
Business Hours
Thu
7 AM to 7 PM
Fri
7 AM to 7 PM
Sat
7 AM to 7 PM
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Reviews from Web
They are awesome! They will try everything they can to get you in your home. They have great customer service and always keep you posted on what is happening. They have updates telling you how everything is going. They are also very easy to...
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Reply from Mark Smith - Legacy Mutual Mortgage...
August 26th, 2026 10:23 PM
Vicky - I feel horrible. I literally missed this review - and didn't respond to it, and I should have. That's on me, and I want to apologize on behalf of myself and my team. While we strive to do the best we can when it comes to mortgage loans...
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Mark and his team were so incredibly helpful every step of the way of our home buying adventure. When we started the looking process with Mark in January he road mapped exactly what we needed to do to get where we needed to be to close. Yesterday...
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Reply from Owner
May 19th, 2022 06:06 PM
Thank you so much for your review!
Great , experienced team to work with , they will make it happen.
Reply from Mark Smith - Legacy Mutual Mortgage...
August 26th, 2026 10:22 PM
Bladimir - I feel awful - I missed this review. I don't know how, but I did. And, that's completely on me. I wanted to take the time to personally say "Thank you - even though it was from eight years ago. it's just right. When you realize you...
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Mark and his team are the very very best when it comes to getting your mortgage closed!
Reply from Mark Smith - Legacy Mutual Mortgage...
August 26th, 2026 10:21 PM
Dusty - I feel terrible - I literally missed this review. and I wanted to take the time to say, "Thank you". Good news - while we might miss a review...we always take care of our clients and don't miss e-mails or texts or closings...
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About
Mark loves to close. When he opens the office in the morning, all he can think about is closing! Since 1994, Mark Smith has helped families buy and refinance homes, with more than 5,000 loans closed. Based in Austin, he started as an underwriter, so he knows what gets a file approved before it ever goes in. Today he leads The Mark Smith Team at Legacy Mutual Mortgage, specializing in FHA, VA and conventional loans, mortgages for self-employed borrowers, and non-QM loans (DSCR, bank statement and more). First-time buyer, veteran, business owner, investor or move-up buyer, Mark will walk you through rates, programs and loan structure. He's always available for your questions. Don't stop believing. Mark sure won't!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Fixed Rate Mortgages
Specialities
Building Wealth, VA and FHA Loans, Conventional Loans, High Net Worth Jumbo, Self-Employed, Non-QM
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Education
- New Mexico State UniversityMarketing & ManagementBachelor of Business Administration (BBA)Aug 1988 -May 1993
Positions
- Legacy Mutual Mortgage - Senior Loan Officer Feb 1st, 2017 - Current
Memberships
- Forward MasterMind
- Acquisition.com Vantage VIP+
- Mortgage Bankers Association
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1994
Time Zone
Central Standard Time (CST)
Licenses
- NMLS #295910
Gallery
Awards
Scotsman Guide 202...
#2 LO by Volume, L...
Top 5 LO by Volume...
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Achievements
- #2 loan officer at Legacy Mutual Mortgage (2025) | President's Club honoree last ten years
Hobbies
- Golf
- Lego Star Wars
- Pop Culture
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Disclaimer
Shameless plug: Referrals are the highest compliment. If you have friends or family members who can benefit from our services, please share my contact info or website. Gardner Financial Services, LTD., dba Legacy Mutual Mortgage, NMLS #278675, a subsidiary of Prosperity Bank. This email transmission is covered by the Electronic Communications Privacy Act, 18 U.S.C. 2510 et seq., and any information contained in this message is legally privileged, confidential, and intended only for the individual or entity named herein. If the reader of this message is not the intended recipient, you are hereby notified that any dissemination, distribution, or copy of the message is strictly prohibited. If you have received this message in error, please immediately notify us by telephone and purge all copies of this message from your system.