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Mark Smith
Senior Loan Officer | NMLS# 295910
New Mexico State University
Mark loves to close. When he opens the office in the morning, all he can think about is closing! Since 1994, Mark Smith has helped families buy and refinance homes, with more than 5,000 loans closed. Based in Austin, he started as an underw... Show More
Location & Business Hours
Business Hours
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7 AM to 7 PM
Fri
7 AM to 7 PM
Sat
7 AM to 7 PM
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Reviews from Web
Great team. Extremely knowledgeable. Great tools that made getting a new mortgage/refi super easy. Prompt and courteous. Mortgage closed ON TIME!
Reply from Owner
May 19th, 2022 06:05 PM
Thank you so much for your review!
Amazing team! Very, very helpful. They are such an amazing team, they are always informing you of the process and we were just super impressed with how efficient and good they are. We are recommending them to our friends.
Reply from Owner
May 19th, 2022 06:05 PM
Thank you so much for your review!
Mark's team was on top of the refinance process from beginning to end. They made sure we had everything in place to close as quickly as possible. From the day I called him to close was only 20 business days!
Reply from Owner
May 19th, 2022 06:05 PM
Thank you so much for your review!
As a Realtor its our job to make sure all parts of the deal come together and a big part of that is working with mortgage company's. That's not always the easiest thing to do. However working with Mark I can strongly say I felt very confident...
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Reply from Owner
May 19th, 2022 06:05 PM
Thank you so much for your review!
Mark Smith and his team have been incredible throughout our entire mortgage process. The entire process is transparent and simple. There was always an open line of communication between Marks team and us, no matter when we had questions. If...
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Mark Smith gave the most amazing 5 star service I’ve ever experienced during the duration of my home buying process. He came in and worked his magic. We loved the video updates that made us feel like we were right in the office. We always remained...
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Reply from Owner
May 19th, 2022 06:05 PM
Thank you so much for your review!
We walked into Mark's office to gather information about what we needed to possibly buy a new home while thinking that this would probably not happen anytime soon. Mark immediately became invested and showed us all of our options and worked...
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Reply from Mark Smith - Legacy Mutual Mortgage...
July 15th, 2026 01:10 AM
Hi Ben and Andrea,It's been a spell, and I'm sorry for that. Thank you both so much for this. The fact that you walked in just gathering information and walked out with a brand new home is exactly the kind of story I love, and I'm honored we...
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Mark and his team are truly outstanding. From the moment we walked into Mark's office, we knew we were in excellent hands. Mark and his team are extremely efficient, clear, and easy to communicate with. We were able to reach out to them anytime...
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Reply from Owner
May 19th, 2022 06:05 PM
Thank you so much for your review!
Mark rocked it for us.... on time, communicated every step and delivered a very competitive rate. Thanks!
Reply from Owner
May 19th, 2022 06:05 PM
Thank you so much for your review!
They are wonderful to work with. Great team!
Reply from Owner
May 19th, 2022 06:05 PM
Thank you so much for your review!
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About
Mark loves to close. When he opens the office in the morning, all he can think about is closing! Since 1994, Mark Smith has helped families buy and refinance homes, with more than 5,000 loans closed. Based in Austin, he started as an underwriter, so he knows what gets a file approved before it ever goes in. Today he leads The Mark Smith Team at Legacy Mutual Mortgage, specializing in FHA, VA and conventional loans, mortgages for self-employed borrowers, and non-QM loans (DSCR, bank statement and more). First-time buyer, veteran, business owner, investor or move-up buyer, Mark will walk you through rates, programs and loan structure. He's always available for your questions. Don't stop believing. Mark sure won't!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Fixed Rate Mortgages
Specialities
Building Wealth, VA and FHA Loans, Conventional Loans, High Net Worth Jumbo, Self-Employed, Non-QM
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Education
- New Mexico State UniversityMarketing & ManagementBachelor of Business Administration (BBA)Aug 1988 -May 1993
Positions
- Legacy Mutual Mortgage - Senior Loan Officer Feb 1st, 2017 - Current
Memberships
- Forward MasterMind
- Acquisition.com Vantage VIP+
- Mortgage Bankers Association
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1994
Time Zone
Central Standard Time (CST)
Licenses
- NMLS #295910
Gallery
Awards
Scotsman Guide 202...
#2 LO by Volume, L...
Top 5 LO by Volume...
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Achievements
- #2 loan officer at Legacy Mutual Mortgage (2025) | President's Club honoree last ten years
Hobbies
- Golf
- Lego Star Wars
- Pop Culture
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Disclaimer
Shameless plug: Referrals are the highest compliment. If you have friends or family members who can benefit from our services, please share my contact info or website. Gardner Financial Services, LTD., dba Legacy Mutual Mortgage, NMLS #278675, a subsidiary of Prosperity Bank. This email transmission is covered by the Electronic Communications Privacy Act, 18 U.S.C. 2510 et seq., and any information contained in this message is legally privileged, confidential, and intended only for the individual or entity named herein. If the reader of this message is not the intended recipient, you are hereby notified that any dissemination, distribution, or copy of the message is strictly prohibited. If you have received this message in error, please immediately notify us by telephone and purge all copies of this message from your system.