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Mark Smith
Senior Loan Officer | NMLS# 295910


New Mexico State University
Mark loves to close. When he opens the office in the morning, all he can think about is closing! Since 1994, Mark Smith has helped families buy and refinance homes, with more than 5,000 loans closed. Based in Austin, he started as an underw... Show More
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Business Hours
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7 AM to 7 PM
Fri
7 AM to 7 PM
Sat
7 AM to 7 PM
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Reviews from Web
My first question when shopping for a company to assist with the purchase of my home was "How do you measure success?". I have outstanding credit and my loan should have been open and close. Well that I didn't expect external factors out of...
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Reply from Owner
May 19th, 2022 06:05 PM
Thank you so much for your review!
I highly recommend working with Mark Smith for your mortgage. We are young first-time home-buyers and knew basically nothing of the process going into it. The difference in the experience we had working with a large bank to try to get a mortgage...
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Reply from Owner
May 19th, 2022 06:05 PM
Thank you so much for your review!
Mark Smith and his team are the best lending team I can imagine. Personable, honest, straight-shooters that had my best interests at heart throughout the entire process and got things done, and done well, extremely quickly. I recommend them...
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Reply from Owner
May 19th, 2022 06:05 PM
Thank you so much for your review!
Great, friendly, professional, thorough ... are where I'd start with the praise. I recommend them without reservation. Solid attention to detail. Transparent every step of the way. You're making a mistake if you don't give them a call.
Reply from Owner
May 19th, 2022 06:05 PM
Thank you so much for your review!
Mark is the best - works fast, thorough, responds to every question quickly. Hard to find service like this anymore! We closed today, thanks to Mark's team.
Reply from Owner
May 19th, 2022 06:05 PM
Thank you so much for your review!
Mark Smith and his team are absolutely incredible! We love this team!
Reply from Mark Smith - Legacy Mutual Mortgage...
August 26th, 2026 10:26 PM
I feel terrible about this one. I missed this review and didn't respond, and that's squarely on me. Please accept my apology, on behalf of myself and the whole team. We try to do right by every borrower, but sometimes we get to the end of a...
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Mark and his Team provide an incredible service and outstanding customer care. Ten out of Ten. We love them
Reply from Owner
May 19th, 2022 06:06 PM
Thank you so much for your review!
Mark and his team take care of my clients every step of the way, and they love working with him! He and his team are extremely knowledgeable, diligent, and communicative, and a fun group to top it all off! As a Realtor, having a great lender...
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Reply from Owner
May 19th, 2022 06:06 PM
Thank you so much for your review!
Mark and his team take care of my clients every step of the way, and they love working with him! They are extremely knowledgeable, diligent, and communicative, and a fun group to top it all off! I highly recommend the Mark Smith Team when buying...
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Mark Smith and his team are the BEST! They're wonderful to work with and you know you're in great hands.
Reply from Owner
May 19th, 2022 06:06 PM
Thank you so much for your review!
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About
Mark loves to close. When he opens the office in the morning, all he can think about is closing! Since 1994, Mark Smith has helped families buy and refinance homes, with more than 5,000 loans closed. Based in Austin, he started as an underwriter, so he knows what gets a file approved before it ever goes in. Today he leads The Mark Smith Team at Legacy Mutual Mortgage, specializing in FHA, VA and conventional loans, mortgages for self-employed borrowers, and non-QM loans (DSCR, bank statement and more). First-time buyer, veteran, business owner, investor or move-up buyer, Mark will walk you through rates, programs and loan structure. He's always available for your questions. Don't stop believing. Mark sure won't!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Fixed Rate Mortgages
Specialities
Building Wealth, VA and FHA Loans, Conventional Loans, High Net Worth Jumbo, Self-Employed, Non-QM
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Education
- New Mexico State UniversityMarketing & ManagementBachelor of Business Administration (BBA)Aug 1988 -May 1993

Positions
- Legacy Mutual Mortgage - Senior Loan Officer Feb 1st, 2017 - Current
Memberships
- Forward MasterMind
- Acquisition.com Vantage VIP+
- Mortgage Bankers Association
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1994
Time Zone
Central Standard Time (CST)
Licenses
- NMLS #295910
Gallery


Awards
Scotsman Guide 202...
#2 LO by Volume, L...
Top 5 LO by Volume...
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Achievements
- #2 loan officer at Legacy Mutual Mortgage (2025) | President's Club honoree last ten years
Hobbies
- Golf
- Lego Star Wars
- Pop Culture
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Disclaimer
Shameless plug: Referrals are the highest compliment. If you have friends or family members who can benefit from our services, please share my contact info or website. Gardner Financial Services, LTD., dba Legacy Mutual Mortgage, NMLS #278675, a subsidiary of Prosperity Bank. This email transmission is covered by the Electronic Communications Privacy Act, 18 U.S.C. 2510 et seq., and any information contained in this message is legally privileged, confidential, and intended only for the individual or entity named herein. If the reader of this message is not the intended recipient, you are hereby notified that any dissemination, distribution, or copy of the message is strictly prohibited. If you have received this message in error, please immediately notify us by telephone and purge all copies of this message from your system.