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Mark Smith
Senior Loan Officer | NMLS# 295910


New Mexico State University
Mark loves to close. When he opens the office in the morning, all he can think about is closing! Since 1994, Mark Smith has helped families buy and refinance homes, with more than 5,000 loans closed. Based in Austin, he started as an underw... Show More
Location & Business Hours
Business Hours
Thu
7 AM to 7 PM
Fri
7 AM to 7 PM
Sat
7 AM to 7 PM
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Reviews from Web
Mark Smith and his Team @ Legacy Mutual MortgageAre an awesome team. They helped me get into my first home! Mark is understanding, professional, and has ambition to get it done as quickly as possible was A great feat considering we are in a...
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Reply from Owner
May 19th, 2022 06:04 PM
Thank you so much for your review!
Mark Smith and his wonderful team are so amazing! We have worked with Mark on several real estate transactions from working at the Gene Arant Team so I already knew how amazing they are. However we were refnancing our home with his team and...
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Mark Smith and his wonderful team are so amazing! We have worked with Mark on several real estate transactions from working at the Gene Arant Team so I already knew how amazing they are. However we were refinancing our home with his team and...
read more
Reply from Owner
May 19th, 2022 06:05 PM
Thank you so much for your review!
Mark Smith and his Team are AWESOME! I had so much issue with the previous lender; Mark was referred to me and the moment he took over I could tell he was going to make it work. They were on top of everything, advising along the way and providing...
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Mark Smith and his Team are AWESOME! I had so much issue with the previous lender; Mark was referred to me and the moment he took over I could tell he was going to make it work. They were on top of everything, advising along the way and providing...
read more
Reply from Owner
May 19th, 2022 06:05 PM
Thank you so much for your review!
Mark and his team were awesome! They helped us out when no other lender would! He pulled through for us and we are so greatly appreciated! We were close to giving up but thanks to him he didn’t let that happen and he did every thing in his...
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Reply from Owner
May 19th, 2022 06:05 PM
Thank you so much for your review!
Mark Smith and his team at Legacy Mutual are nothing less than phenomenal! We were turned down by another lender but Mark and his team went to work and got us approved on our new home. Legacy Mutual has earned my business for life and I will...
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Reply from Owner
May 19th, 2022 06:05 PM
Thank you so much for your review!
Mark's team is dedicated to their field and will provide the utmost-fast and professional service! Always a pleasure doing business with you!
I highly recommend Mark Smith and his team of professionals to get the job done!
Reply from Owner
May 19th, 2022 06:05 PM
Thank you so much for your review!
Mark absolutely SAVED this purchase for me! The team was so helpful and professional, I can't thank them enough!
Reply from Owner
May 19th, 2022 06:05 PM
Thank you so much for your review!
Mark and team help me buy my first home two years ago and just helped me refinance it and lower my mortgage and lower my interest rate i highly recommend Mark Smith and his team they are very helpful and friendly they make you fill like your...
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Reply from Owner
May 19th, 2022 06:05 PM
Thank you so much for your review!
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About
Mark loves to close. When he opens the office in the morning, all he can think about is closing! Since 1994, Mark Smith has helped families buy and refinance homes, with more than 5,000 loans closed. Based in Austin, he started as an underwriter, so he knows what gets a file approved before it ever goes in. Today he leads The Mark Smith Team at Legacy Mutual Mortgage, specializing in FHA, VA and conventional loans, mortgages for self-employed borrowers, and non-QM loans (DSCR, bank statement and more). First-time buyer, veteran, business owner, investor or move-up buyer, Mark will walk you through rates, programs and loan structure. He's always available for your questions. Don't stop believing. Mark sure won't!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Fixed Rate Mortgages
Specialities
Building Wealth, VA and FHA Loans, Conventional Loans, High Net Worth Jumbo, Self-Employed, Non-QM
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Education
- New Mexico State UniversityMarketing & ManagementBachelor of Business Administration (BBA)Aug 1988 -May 1993

Positions
- Legacy Mutual Mortgage - Senior Loan Officer Feb 1st, 2017 - Current
Memberships
- Forward MasterMind
- Acquisition.com Vantage VIP+
- Mortgage Bankers Association
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1994
Time Zone
Central Standard Time (CST)
Licenses
- NMLS #295910
Gallery


Awards
Scotsman Guide 202...
#2 LO by Volume, L...
Top 5 LO by Volume...
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Achievements
- #2 loan officer at Legacy Mutual Mortgage (2025) | President's Club honoree last ten years
Hobbies
- Golf
- Lego Star Wars
- Pop Culture
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Disclaimer
Shameless plug: Referrals are the highest compliment. If you have friends or family members who can benefit from our services, please share my contact info or website. Gardner Financial Services, LTD., dba Legacy Mutual Mortgage, NMLS #278675, a subsidiary of Prosperity Bank. This email transmission is covered by the Electronic Communications Privacy Act, 18 U.S.C. 2510 et seq., and any information contained in this message is legally privileged, confidential, and intended only for the individual or entity named herein. If the reader of this message is not the intended recipient, you are hereby notified that any dissemination, distribution, or copy of the message is strictly prohibited. If you have received this message in error, please immediately notify us by telephone and purge all copies of this message from your system.