Top 5%
Mark Smith
Senior Loan Officer | NMLS# 295910
New Mexico State University
Mark loves to close. When he opens the office in the morning, all he can think about is closing! Since 1994, Mark Smith has helped families buy and refinance homes, with more than 5,000 loans closed. Based in Austin, he started as an underw... Show More
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Business Hours
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7 AM to 7 PM
Fri
7 AM to 7 PM
Sat
7 AM to 7 PM
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Reviews from Web
Mark Smith and his team are amazing to work with. They have provided great service for several of my clients and have gone the extra mile to get customers approved that other lenders had given up on. Thank you for making so many dreams come...
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Reply from Owner
May 19th, 2022 06:06 PM
Thank you so much for your review!
Made buying a home fun! Great team with even better communication. Thank you!
Reply from Mark D. Smith
April 12th, 2019 01:16 AM
Ah, thanks, folks! You and Chelsea enjoy that new home in the center of the known Universe...ATX!
Made the stress of buying a house nonexistent. Great communication and a great team.
Reply from Owner
May 19th, 2022 06:06 PM
Thank you so much for your review!
If you need someone who is fired up, drinks entirely to much coffee, and simply won’t let another bank beat him, then Mark is your guy. We hit him with a lot: from a highly competitive interest rate, to incentives, to a compressed timeframe,...
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Reply from Owner
May 19th, 2022 06:06 PM
Thank you so much for your review!
Mark and his team, are true "PROFESSIONALS". The experience that they have makes it possible for most to obtain the home of their dream. My wife and I were Blessed to have had them as a part of our lives.
Reply from Owner
May 19th, 2022 06:06 PM
Thank you so much for your review!
By far one of the most hard working team I've had experience with for all transactions. I've always had closings on time and never had to worry about any delays because this team works until the job is done.
Reply from Owner
May 19th, 2022 06:06 PM
Thank you so much for your review!
Mark and his team made, where I thought was an impossible situation, a very much reachable goal. He and his team was very straight forward and communicated routinely throughout the process. Mark and his team gave me step by step instructions...
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Reply from Mark Smith - Legacy Mutual Mortgage...
December 1st, 2018 08:59 PM
Thank you, Gracie - you were a pleasure to work with. We only want one outcome with all borrowers: A successful, on-time closing. We can't always avoid turbulence, but we will do everything we can to land the mortgage plan safely...and at the...
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Mark and his team made, where I thought was an impossible situation, a very much reachable goal. He and his team was very straight forward and communicated routinely throughout the process. Mark and his team gave me step by step instructions...
read more
Reply from Owner
May 19th, 2022 06:06 PM
Thank you so much for your review!
Mark and his team made, where I thought was an impossible situation, a very much reachable goal. He and his team was very straight forward and communicated routinely throughout the process. Mark and his team gave me step by step instructions...
read more
Reply from Owner
June 27th, 2022 12:00 AM
Thank you so much for your review!
Legacy mutal is great. Made it possible for me to get my home. I had been denied for a home with another lender. I had gone thru so much stress with the other lender I always wanted to cry of all the stress. With legacy mutual I had no stress...
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Reply from Owner
May 19th, 2022 06:06 PM
Thank you so much for your review!
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About
Mark loves to close. When he opens the office in the morning, all he can think about is closing! Since 1994, Mark Smith has helped families buy and refinance homes, with more than 5,000 loans closed. Based in Austin, he started as an underwriter, so he knows what gets a file approved before it ever goes in. Today he leads The Mark Smith Team at Legacy Mutual Mortgage, specializing in FHA, VA and conventional loans, mortgages for self-employed borrowers, and non-QM loans (DSCR, bank statement and more). First-time buyer, veteran, business owner, investor or move-up buyer, Mark will walk you through rates, programs and loan structure. He's always available for your questions. Don't stop believing. Mark sure won't!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Fixed Rate Mortgages
Specialities
Building Wealth, VA and FHA Loans, Conventional Loans, High Net Worth Jumbo, Self-Employed, Non-QM
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Education
- New Mexico State UniversityMarketing & ManagementBachelor of Business Administration (BBA)Aug 1988 -May 1993
Positions
- Legacy Mutual Mortgage - Senior Loan Officer Feb 1st, 2017 - Current
Memberships
- Forward MasterMind
- Acquisition.com Vantage VIP+
- Mortgage Bankers Association
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1994
Time Zone
Central Standard Time (CST)
Licenses
- NMLS #295910
Gallery
Awards
Scotsman Guide 202...
#2 LO by Volume, L...
Top 5 LO by Volume...
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Achievements
- #2 loan officer at Legacy Mutual Mortgage (2025) | President's Club honoree last ten years
Hobbies
- Golf
- Lego Star Wars
- Pop Culture
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Disclaimer
Shameless plug: Referrals are the highest compliment. If you have friends or family members who can benefit from our services, please share my contact info or website. Gardner Financial Services, LTD., dba Legacy Mutual Mortgage, NMLS #278675, a subsidiary of Prosperity Bank. This email transmission is covered by the Electronic Communications Privacy Act, 18 U.S.C. 2510 et seq., and any information contained in this message is legally privileged, confidential, and intended only for the individual or entity named herein. If the reader of this message is not the intended recipient, you are hereby notified that any dissemination, distribution, or copy of the message is strictly prohibited. If you have received this message in error, please immediately notify us by telephone and purge all copies of this message from your system.