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Mark Smith
Senior Loan Officer | NMLS# 295910


New Mexico State University
Mark loves to close. When he opens the office in the morning, all he can think about is closing! Since 1994, Mark Smith has helped families buy and refinance homes, with more than 5,000 loans closed. Based in Austin, he started as an underw... Show More
Location & Business Hours
Business Hours
Thu
7 AM to 7 PM
Fri
7 AM to 7 PM
Sat
7 AM to 7 PM
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Reviews from Web
Not so mich Lender issues but realtor/title experience
Mark Smith has received a review with 5 star rating from Ricardo N
The communication was amazing
I loved receiving the updates through video.
Mark and his team were a delight to work with. Mark is definitely very knowledgeable and you can tell from the first conversation you have with him. Highly recommended!
MARK IS A GENIUS! TIGHT COMMUNICATION AND EXPLAINS EVERYTHING! I AM SO HAPPY YOU WERE MY FINANCIAL TEAM!
Reply from Mark Smith
October 12th, 2026 09:24 PM
Thank you, so much! I'm glad we were able to help you buy your home in Dallas - especially after you ran into the problems you ran into with your previous lender.
Boom - enjoy those new digs!
The service was so great and I was kept inform on everything.
Reply from Mark Smith
October 9th, 2026 01:50 AM
That's kind of our jam. I've learned that one of the biggest issues we see is lack of communication and I never want people to experience that with us and our team. Congratulations on the new digs. You deserve it!
Great working with you as well
Reply from Owner
October 9th, 2026 01:49 AM
I am so happy we were able to help you buy your home. You deserved it. Helping Texas families buy their homes is what I love to do. Enjoy every minute in the new place!
We had a great experience working with Mark Smith and his team! After having a stressful experience with another lender, Mark stepped in and helped us get our home loan to the finish line. He kept us updated throughout the process, worked through...
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Reply from Owner
October 5th, 2026 11:01 PM
Enjoy the new home! I'm glad we were able to help. When you need us again - give us a call, or shine the Mark Smith Mortgage signal in the sky - and we'll fly in and help!
Cheers!
We had a great experience working with Mark Smith and his team! After having a stressful experience with another lender, Mark stepped in and helped us get our home loan to the finish line. He kept us updated throughout the process, worked through...
read more
Reply from Mark Smith
October 5th, 2026 11:00 PM
Thank you, folks! I'm happy to have helped. Our objective is to always do the best we can, show people we care, and close loans. Always close loans - because if you can't get the loan closed - nothing else matters. Thank you, again...and enjoy...
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About
Mark loves to close. When he opens the office in the morning, all he can think about is closing! Since 1994, Mark Smith has helped families buy and refinance homes, with more than 5,000 loans closed. Based in Austin, he started as an underwriter, so he knows what gets a file approved before it ever goes in. Today he leads The Mark Smith Team at Legacy Mutual Mortgage, specializing in FHA, VA and conventional loans, mortgages for self-employed borrowers, and non-QM loans (DSCR, bank statement and more). First-time buyer, veteran, business owner, investor or move-up buyer, Mark will walk you through rates, programs and loan structure. He's always available for your questions. Don't stop believing. Mark sure won't!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Fixed Rate Mortgages
Specialities
Building Wealth, VA and FHA Loans, Conventional Loans, High Net Worth Jumbo, Self-Employed, Non-QM
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Education
- New Mexico State UniversityMarketing & ManagementBachelor of Business Administration (BBA)Aug 1988 -May 1993

Positions
- Legacy Mutual Mortgage - Senior Loan Officer Feb 1st, 2017 - Current
Memberships
- Forward MasterMind
- Acquisition.com Vantage VIP+
- Mortgage Bankers Association
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1994
Time Zone
Central Standard Time (CST)
Licenses
- NMLS #295910
Gallery


Awards
Scotsman Guide 202...
#2 LO by Volume, L...
Top 5 LO by Volume...
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Achievements
- #2 loan officer at Legacy Mutual Mortgage (2025) | President's Club honoree last ten years
Hobbies
- Golf
- Lego Star Wars
- Pop Culture
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Disclaimer
Shameless plug: Referrals are the highest compliment. If you have friends or family members who can benefit from our services, please share my contact info or website. Gardner Financial Services, LTD., dba Legacy Mutual Mortgage, NMLS #278675, a subsidiary of Prosperity Bank. This email transmission is covered by the Electronic Communications Privacy Act, 18 U.S.C. 2510 et seq., and any information contained in this message is legally privileged, confidential, and intended only for the individual or entity named herein. If the reader of this message is not the intended recipient, you are hereby notified that any dissemination, distribution, or copy of the message is strictly prohibited. If you have received this message in error, please immediately notify us by telephone and purge all copies of this message from your system.