Landon Kail
VP of Lending | NMLS# 1549676
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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5 star customer review
5 star customer review
Landon was great to work with. I greatly appreciated the effort he put into getting me a loan even with my unique situation. I will, and have already, start recommending Landon to all people i know looking to buy a home in the area.
Landon was always available and able to answer our questions.
We greatly appreciate Landon's perseverance and guidance throughout
Excellent customer service. Top notch.
Landon and his team at Atlantic Bay Mortgage are always there to answer questions concerning loan application and getting loan approved from the beginning to the end of the process. Calls snd emails are returned promptly!
Landon is a rockstar. He's super knowledgeable and very responsive.
Landon was amazing! Responsive, attentive, helped us get the lowest possible interest rate! Remained professional at all times. Thankful we closed quickly because we listened to his advice and got him everything he needed to work efficiently....
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Landon, and the whole team, was very friendly and responsive I was greatful for the guidance and recommendations
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1549676
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.