Landon Kail
VP of Lending | NMLS# 1549676
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Landon Kail and Atlantic Bay were great to work with. Landon was extremely knowledgeable and responsive. Highly recommended.
Landon was great to work with!
Thanks to Landon and the entire team for helping us make our 2nd home a reality. The team worked with us daily to ensure we had all the documents and finances completed. We would definitely recommend your services to our network!
Landon did a great job and was very easy to work with.
Landon was awesome!
Buying my home through Atlantic Bay Mortgage was quick and easy. Landon kept in contact with me and guided me through the process. He told me what was required and also helped in getting some of the documents.I would highly recommend using...
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Landon has been great to work with - always willing to take the time to explain the full brevity of a situation, and gives client opportunity to make the decision.
Landon was great and would highly recommend to friends and family.
Perfect from start to finish
They were very professional,answered all of my questions and kept me informed of how things were progressing. I would most definitely recommend them to everyone I who is looking to buy a house. Landon Kail and all his team were a pleasure to...
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1549676
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.