Landon Kail
VP of Lending | NMLS# 1549676
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Landon is great!
Landon was so kind, easily accessible, had great knowledge and was always available for more questions. I love how easy it was to upload everything electronically.
Landon and his team were amazing. Very professional and friendly. They were efficient in completing the task on a modified timeline. I also appreciate all the support and education they provided. What a great experience.
My wife and I had a pleasant experience with Atlantic Bay, thank you.
Nothing to describe, very wonderful ??
Great experience. Friendly staff.
Great experience. Friendly staff.
Really impressed with how smooth and fast everything went. Thanks for locking my rate so quickly!
Landon goes above and beyond to ensure quality service. He worked with me for over a year until I was able to bring my credit score up to the required amount. He always gave me advice on how to improve my score and if i needed any info he was...
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1549676
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.