Landon Kail
VP of Lending | NMLS# 1549676
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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Business Hours
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9 AM to 5 PM
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closed
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closed
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Reviews from Web
Thanks for getting my family a great interest rate. We did have a problem with getting the correct $ number to wire only hours before banks close.
Thanks for keeping me on track. Although I know what is needed you kept me on track in spite.of my busy days. Thank you
Landon is very professional and makes himself available when you need him. He knows the market and his product very well. Highly recommend Landon’s services.
Had a fantastic experience with Landon and the Atlantic Bay team!! Thank you
Very helpful with the process
Was great working with Landon. He made the process painless during my deployment.
Landon did an excellent job explaining mortgage options and keeping us informed during the entire process. I highly recommend Landon!
This is my second experience with Landon, and he continues to be efficient, thorough, and a pleasure to work with. I've sent a few friends his way - can't imagine initiating a mortgage or refinance with any other broker!
Appreciated how fast and efficiently my loan and underwriting was processed
Landon was very professional and very very patient. He’s truly good at his profession ????. Prompt and on top of every step of the process!
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1549676
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.