Kristen Clarke
Sales Manager | NMLS# 241186
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
View All days
Search Reviews
Search
Write a Review
Overall Ratings
Filter by Date
Range
Filter by Rating
Reviews from Web
Kristen was amazing. As a first time home buyer I knew absolutely nothing and she made the process so simple for me. She was always available to answer questions I had and had my best interests in mind the entire time.
We bought an unlisted flip house, didn’t use a realtor, and had a super short time between when we contacted Kristen and when we closed, so this was a complicated situation. Kristen gave us impeccable customer service, talked us through all...
read more
That's what Kristen and her team do for you...they gather all the pieces, put the puzzle together and find the mortgage plan that's right for you!guidance along the way keeps your worries at bay
Kristen made everything easy , quick, and stress free. I would recommend her services highly !!! She got me a great rate and was able to help me close without any problems . She was very easy to get in touch with and responded to emails and...
read more
Kristen and her team were absolutely fantastic, we were updated continually either by phone or email. Kristen was a pleasure to work with, polite, courteous and extremely professional. Would not hesitate to use her again I highly recommend...
read more
Kristen was amazing. She closed on our new house in roughly 3 weeks without a hiccup. She was very professional and was always available if we had any questions.
Kristen was a pressure to work with. She was polite, knowledgeable, and was able to assist my loan needs. She did an amazing job helping me get qualified due to my school loans causing my debit ratio to be high. I will definitely work with...
read more
Wow! Kristen was simply amazing supporting us every step of the way in purchasing our new home. She was professional, patient, and pleasant to work with throughout this entire process. Her expertise and words of wisdom assisted us with any...
read more
Everything went nice and smooth. Kristen, my loan processor even showed up at the closing to make sure the process went well. I highly recommend the mortgage company and processor.
Kristen went above and beyond getting me approved for a mortgage. She was extremely helpful, knowledgeable and patient. She was the best by far. I would recommend her to anyone looking for a lender.
41–50 of 113
About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Search Rank ScoreLearn More →
What is the Search Rank Score®?
Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
Memberships
- NMLS
Addresses and Serving Areas
Primary Serving Area
Year Started
1997
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 241186
Hobbies
- Traveling
- Family
- Golf
View All
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.