Kristen Clarke
Sales Manager | NMLS# 241186
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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closed
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9 AM to 5 PM(Open now)
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9 AM to 5 PM
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Reviews from Web
Kristen was attentive & on point! She helped to walk us through the whole process and made extremely easy!! I have already recommended Kristen to some of my friend's & Family members!
Hello, I highly recommend Kristen Clarke from CMG. She made the refinance process very easy. She was available through email or text or by phone to answer all of my questions. She walked me through the whole refinance and gave me options to...
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Kristen came to us through a friend's recommendation. We had been working with a few other lenders on refinancing an inherited property. None of them seemed to be able to handle the job, some wanted to refinance, other wanted to switch to a...
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Kristen helped me to purchase my own home after years of renting. I was concerned that I would not qualify for a mortgage, as a divorced person with some past financial issues. She gave me accurate and helpful information, was always available...
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Kristen was awesome throughout the entire process of purchasing our new home. We received a great rate as well. If you’re looking for a new home I would highly recommend Kristen and CMG Financial.
Kristen was a big help and a pleasure to work with. Helped me every step of the way and answered any questions I had and went the extra step when I needed her to. Always nice and pleasant to speak to also.
We could not thank Kristen enough for all the help that she gave us while purchasing our first home. Her quick response to all of our questions helped us make this entire process smooth and fast . If you want to make home buying easy, absolutely...
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Kristen is reliable, efficient, responsive, knowledgable and just all around a pleasant person to work with. I'm very satisfied with the quality of service she provided me with. I would highly recommend Kristen for any and all financial lending...
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I was a first time home buyer... they went above an beyond to explain eavh an every step along the way.... made sure i understood everything... made it enjoyable
Kristen Clarke and CMG Financial were amazing! They were very accommodating with working around our busy schedules. They made sure our loan closed on time. They made the home buying process easy.
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Memberships
- NMLS
Addresses and Serving Areas
Primary Serving Area
Year Started
1997
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 241186
Hobbies
- Traveling
- Family
- Golf
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Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.