Kristen Clarke
Sales Manager | NMLS# 241186
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Fri
9 AM to 5 PM
Sat
closed
Sun
closed
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Reviews from Web
Kristen was quite expeditious in all stages of my mortgage application, and obtaining the best rate available. Very knowledgeable and a pleasure to deal with throughout the process.
Kristen is very friendly and easy to work with. She is very knowledgeable and was able to answer all of my questions in a timely manner. She thoroughly explains the process and time line and professionally manages expectations. I had a great...
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In my life time I have met very interesting people in varies walks of life. But I must say this the best day in my life is when I met Kristen Clarke. I searched for 2 years for someone to lead me in the right direction in my quest to find the...
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Memberships
- NMLS
Addresses and Serving Areas
Primary Serving Area
Year Started
1997
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 241186
Hobbies
- Traveling
- Family
- Golf
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Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.