Kristen Clarke
Sales Manager | NMLS# 241186
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
Kristen is great! She made our first home buying experience very easy and was extremely helpful every step of the way. Highly recommend!!!
Kristen was the best person I could have found to help me through this process. I had all the questions and she had all the answers. No matter how many times I asked how to do something or send t her a form missing something she never made...
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It was truly a pleasure working with someone who knows the mortgage process. Kristen was both professional and knowledgeable. Her customer service and communication with me was greatly appreciated. She went above and beyond and answered all...
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Kristen was AMAZING! This was our first time purchasing a home, and she was very thorough when explaining the process. Any questions we had she was able to answer right away. I felt very comfortable trusting her with everything and would 100%...
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Kristen was great to work with and had me approved really fast. She is very friendly and thorough. I highly recommend her if you are looking for a loan.
Kristen Clarke has received a review with 5 star rating from Sheree J
Kristen Clarke has received a review with 5 star rating from Ryan D
Kristen Clarke has received a review with 5 star rating from Amy W
Kristen was such a pleasure to work with! I always received quick responses to any questions I had and never had trouble getting a hold of her. She was very knowledgeable and had my best interest in mind. I would absolutely refer Kristen to...
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Worked with Kristen from March thru May and she was always nice, professional and available when I had questions.Thank you so much for working with me!
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Memberships
- NMLS
Addresses and Serving Areas
Primary Serving Area
Year Started
1997
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 241186
Hobbies
- Traveling
- Family
- Golf
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Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.