Kristen Clarke
Sales Manager | NMLS# 241186
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
View All days
Search Reviews
Search
Write a Review
Overall Ratings
Filter by Date
Range
Filter by Rating
Reviews from Web
Kristen was such a huge help with helping us prepare to purchase our first home. I highly recommend her !
Reply from Kristen Clarke
August 17th, 2026 02:18 PM
Jamie, I'm happy to hear that I could assist you in preparing for your first home purchase. Thank you for your recommendation!
Kristin made it great!!!
Reply from Kristen Clarke
August 12th, 2026 07:26 PM
Natalie, I'm glad to know you had a great experience. Thank you for your kind words!
As a first time homebuyer this was such a learning experience. Kristen helped so much with the entire process and any questions I faced along the way. It was such a pleasure to work with Kristen!
Reply from Kristen Clarke
August 10th, 2026 08:20 PM
Kenneth, I'm pleased to hear that I could assist you throughout your first homebuying journey. It's wonderful to know that you found it a pleasant experience working with me. If you have any more questions in the future, feel free to reach...
read more
I cant thank enough Kristen Clarke and her team for guiding me to every step from pre approval , last minute transactions and processing to closing.Your professionalism and attention to detail made the entire homeownership journey smoother...
read more
Reply from Kristen Clarke
July 24th, 2026 06:42 PM
Maria, I'm truly grateful for your kind words and recommendation. It was a pleasure to guide you through each step of the homeownership process. I'm happy to know that my team's professionalism and attention to detail helped make your journey...
read more
This mortgage company is phenomenal! They guided us through our first house purchase ensuring we had all necessary knowledge. We are so grateful for their expertise, professionalism and attention to detail. They made our american dream home...
read more
Numbers confuse me and all the terminology can be overwhelming but Kristen helped break it down so i could understand.
Reply from Kristen Clarke
June 29th, 2026 01:35 PM
Madison, I'm glad I could help clarify things for you. It's great to know that the explanations made the process more manageable. If you have any more questions, feel free to reach out!
Kristen communicates so well, she's great. Excellent to work with
Reply from Kristen Clarke
June 29th, 2026 01:40 PM
Maddyson, I appreciate your kind words about my communication. I'm glad to hear that you found it excellent to work with me. Thank you for your positive feedback!
, quick to answer, always great communication and rates.
Reply from Kristen Clarke
June 15th, 2026 04:24 PM
Thanks, Dylan! I'm pleased to know that you found the communication and rates satisfactory. Your feedback is valued, and I'm glad I could assist you efficiently.
Kristen made the experience of buying a house so much more enjoyable . She is very professional but also knew how to make it fun! It felt Like dealing with a friend . Kristen is super knowledgeable and answered all of our questions. she was...
read more
Reply from Kristen Clarke
May 13th, 2026 04:48 PM
Thank you, Lauren, for your kind words. I'm happy to hear that I could make the home buying experience both enjoyable and professional for you. It's appreciated to know that my knowledge and responsiveness met your needs. I truly appreciate...
read more
Kristen is awesome! She helped us so much through the home buying process and always made herself available to answer all of questions. She truly is the best and made the whole thing so much less stressful. She is simply the best!
read more
Reply from Kristen Clarke
May 11th, 2026 05:01 PM
Thank you so much for your kind words, Gerald. I'm really glad I could help make the home buying process easier for you. It's great to know that my availability made a positive difference in your experience.
11–20 of 113
About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Search Rank ScoreLearn More →
What is the Search Rank Score®?
Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
Memberships
- NMLS
Addresses and Serving Areas
Primary Serving Area
Year Started
1997
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 241186
Hobbies
- Traveling
- Family
- Golf
View All
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.