Kristen Clarke
Sales Manager | NMLS# 241186
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Kristen was knowledgable and attentive to my needs. she answered my calls quickly and with professionalism. she was always kind and patient. It was a pleasure to get to know her.
She was maximum responsive!! She checked in with us frequently!! She guided the process from beginning to end in the most proactive way possible. I will highly recommend her to anyone looking for a mortgage broker or Refinance.
She was always responsive, checked up on my frequently, and was able to illustrate elements about the mortgage process that are typically hard to understand. I would highly recommend her as she truly cares about her customers.
I was very apprehensive starting this process, but from the very beginning Kristen could not have been more patient, understanding and professional. After that first interaction my fears and trepidations were all in the past. I can't say enough...
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Kristen is very knowledgeable in her position. Kristen has been helpful with my girlfriend Carrie an i with our Home purchase. She is very quick responding with any questions we had.
I was looking for a home for months. Under contract 3 times and things kept falling through. Kristen was there every step of the way on top of any little deatail to make things easy when I finally found my home. I will never think of using...
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Kristen explained several different loan options to us, and, since we're first-time home buyers, went over the ins and outs of each. She is personable and professional and provided great customer service.
Kristen and everyone at Greentree were absolutely amazing! If we had a question she was there to answer no matter the time of day. Super helpful and explained everything. It felt like we were the only ones she was working with. Highly recommend...
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This was my first time purchasing a home, and Kristen was extremely helpful in explaining the process and providing me with many different mortgage options. The whole thing was so straightforward and easy, and Kristen was quick and response...
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She explained the entire process to me and everything went very some. She was very attentive to my questions an concerns an got back to me in a timely manner when I did have questions.
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Memberships
- NMLS
Addresses and Serving Areas
Primary Serving Area
Year Started
1997
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 241186
Hobbies
- Traveling
- Family
- Golf
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Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.