Kristen Clarke
Sales Manager | NMLS# 241186
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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Business Hours
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9 AM to 5 PM
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closed
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closed
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She went above and beyond what was asked of her to make sure my needs were met. I had some concerns before we started the entire process, but she made the process so easy for me. There were certain things that needed to get done and Kristen...
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Kristen was amazing. Everytime i emailed her she got back to me, answered all of my questions and explains things so i would understand. Thank you kristen.
This was my first FHA loan and i was clueless as to the process and procedures of taking a mortgage. I had a ton of questions. Kristen walked me through the entire process from home searching, help to find a realtor, and made it a smooth transcaction...
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Kristen helped me every step of the way with the purchase of my new home. She is easy to talk to and she was very responsive to all of my questions and was extremely attentive to the unexpected issues that we dealt with on the seller side....
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Kristen started working with us in August 2016 and did everything she possibly could to help us get our mortgage. She was easy to talk to, made herself available at all hours, and walked us through the ENTIRE process for practically 3 months!!...
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I am a day and a half and away from closing and the process has gone smoothly. I have not been stressed. Kristen has been clear concise, detailed and has handled every questioned I asked. I am very pleased thus far. Thanks a million Kristen....
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Kristen was excellent from start to finish in our process of buying a home. With constant communication and updates, she made sure we were always ahead of the game in the process. She was also just as excited for us as we were! I highly recommend...
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We had a somewhat complicated situation buying our home due to my husbands unique job. Kristen was very patient and thorough when getting all the info she needed to make it happen for us.
Kristen was wonderful to work with! She assist us in purchasing our first home. She was always available to answer questions either through email or a phone call.
Our experience with Kristen was excellent. She is very thorough, friendly, and follows through quickly. Kristen answered all of our questions and discussed our options with us.
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Memberships
- NMLS
Addresses and Serving Areas
Primary Serving Area
Year Started
1997
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 241186
Hobbies
- Traveling
- Family
- Golf
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Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.