Kristen Clarke
Sales Manager | NMLS# 241186
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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9 AM to 5 PM
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closed
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closed
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Kristen Clarke was truely the best to work with. She was so helpful with her services to get my wife and I our mortgage. I can not thank her enough. She was never too busy to answer any of my questions. I wish everyone was as professional as...
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Kristen made the process as stress free as possible when buying a home. She was attentive and knowledgable! She was available to me 7days a week. I believe Kristen had my best interest in kind every step of the way. I would recommend her to...
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Kristen Clarke helped to make my dream come true. She made what I thought would be a horrible process full of anxiety, quick and easy. She broke everything down to me in layman's terms. She told me exactly what I needed to do, to get what I...
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I was relatively uneducated about the homebuying process when I first started looking around at houses. From the beginning, I talked to several different lenders, but Kristen stood out. She was very friendly and articulate when explaining the...
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Kristen is flat out exceptional at this. Echoing a prior reviewer, I doubt I would have been taken seriously as a buyer without her preparation, patience, support and experience. She is easygoing, down to earth, and really "gets" people. She...
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Kristen was so knowledgeable she really helped me figure out the best program. It is really confusing trying to figure out whether to refi or not but she explained everything so well . It was definitely the way to go . She was always available...
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Kristen was so helpful, honest and knowledgeable, she made the process as pain free as possible. I felt like I was dealing with an old friend. Five stars!
Kristen assisted me on a purchase and a refinance and she has been wonderful! Nothing is too much trouble and she goes way above and beyond to make the process as easy as possible. She is such a nice person and I wouldn't use anyone else to...
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Kristen was super helpful in getting my refinance done! Would highly recommend her to anyone looking for a mortgage! The process was quick and easy and I was always kept informed.
Kristen was wonderful to work with. She was always available to answer questions and help me navigate the mortgage process.My situation was tricky, as I was going through a divorce and already had a mortgage on another home....also, being a...
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Memberships
- NMLS
Addresses and Serving Areas
Primary Serving Area
Year Started
1997
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 241186
Hobbies
- Traveling
- Family
- Golf
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Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.