Kolby ODowd
Mortgage Loan Officer | NMLS# 2185409
After getting his start in banking in 2015 in consumer lending, Kolby wanted to get closer to home….and homes. A New Bloomfield graduate who grew up in Callaway County, Kolby jumped at the chance to become a mortgage loan officer at our Fu... Show More
Location & Business Hours
Business Hours
Tues
8 AM to 5 PM
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
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Reviews from Web
Kolby made it fast and easy to get all the loan documents submitte. He even called to verify information with us even though he was out of the office with a new baby!
Reply from Kolby ODowd
June 1st, 2026 05:06 PM
Thank you so much, Marissa, for your kind words.
Kolby and Darla were very helpful. The process was easy and fast. Thanks! Randal
Reply from Kolby ODowd
May 19th, 2026 08:54 PM
Thank you for the review, Randal!
Kolby is great to work with. He is timely, personable, and friendly. I will continue to do business with Central Bank. 5 STARS!
Reply from Kolby ODowd
May 11th, 2026 01:52 PM
Thank you, Michael, for sharing your experience. I look forward to continuing our business relationship at Central Bank.
Communication was smooth and he was very helpful to get this loan renewed.
Reply from Kolby ODowd
May 8th, 2026 08:25 PM
Thank you for the review, Tricia!
It was a pleasure working with Kolby!
Reply from Kolby ODowd
April 27th, 2026 02:34 PM
I'm grateful for your kind words, Billy.
Quick, easy, courteous, professional.
Reply from Kolby ODowd
April 20th, 2026 06:54 PM
Sharon, I'm pleased to hear that you found the service quick and professional. Your feedback is greatly appreciated, and I'm here if you ever need further assistance.
Very helpful for first time homebuyers!
Reply from Kolby ODowd
April 14th, 2026 12:30 PM
Thank you for your review, Hannah! Happy I could help.
Always a great experience at Central Bank! First time working with Kolby and we could not have been more pleased.
Reply from Kolby ODowd
April 14th, 2026 12:31 PM
I'm happy to hear that your first experience working with me was so positive, Donna. If you ever need assistance again, I'm here to help!
Mr ODowd , kept me informed and updates with progress !
Reply from Kolby ODowd
April 6th, 2026 12:52 AM
Thank you for the review, Rich!
Kolby made the process simple and painless! I will continue to come to him in the future.
Reply from Kolby ODowd
April 3rd, 2026 12:52 PM
Thank you for the review, Scott! Happy to help anytime.
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About
After getting his start in banking in 2015 in consumer lending, Kolby wanted to get closer to home….and homes. A New Bloomfield graduate who grew up in Callaway County, Kolby jumped at the chance to become a mortgage loan officer at our Fulton location in the Brick Distict.With a strong background in banking and a sincere love of Callaway County, Kolby is ready to welcome you home.A graduate of Maryville University, Kolby and his wife Britni live in New Bloomfield with their two Dobermans. In his spare time, Kolby enjoys anything outdoors, including hunting, fishing, sporting events and spending time with family and friends.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
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Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 2185409
Disclaimer
Equal Housing Lender | Member FDIC The Central Trust Bank NMLS ID # 407985