

Kolby ODowd
Mortgage Loan Officer | NMLS# 2185409

After getting his start in banking in 2015 in consumer lending, Kolby wanted to get closer to home….and homes. A New Bloomfield graduate who grew up in Callaway County, Kolby jumped at the chance to become a mortgage loan officer at our Fu... Show More
Location & Business Hours
Business Hours
Tues
8 AM to 5 PM
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
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Reviews from Web
Easy to work with, provided good communication and explanation of the process required.
Reply from Kolby ODowd
March 11th, 2025 05:36 PM
Jessica, thanks so much for your kind words! It's always my goal to make things as straightforward as possible. I'm here to help!
Were able to use info from prior mortgage loan to ease the process.
Reply from Kolby ODowd
March 11th, 2025 05:35 PM
Thanks so much for your feedback, Shawn.
Kolby was so kind and attentative. He had an anwser for every question we had and the communication was 10/10. He always had our best interest in mind. He was perfect!
Reply from Kolby ODowd
January 30th, 2025 07:14 PM
Wow, McKendra, hearing that I was able to provide such a positive experience during what can sometimes be a stressful process means the world to me. I really appreciate you taking the time to share your feedback. Thanks again for your kind...
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Kolby made it quick and easy for me to acquire this loan with his knowledge and understanding of how this process works. I would highly recommend!
Reply from Kolby ODowd
December 16th, 2024 08:06 PM
Hi Miranda, it was great working with you. Thanks for the recommendation and taking the time to share your review!
Very easy experience.
Reply from Kolby ODowd
December 9th, 2024 03:49 PM
Thank you, Angela.
Kolby was helpful in all ways from the time of completing the application to final closing. Due to a medical reason on my part Kolby was more than kind enough to come out of his way to meet us at our home for the closing. We greatly appreciated...
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Reply from Kolby ODowd
December 9th, 2024 03:50 PM
Thank you for the review Craig.
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About
After getting his start in banking in 2015 in consumer lending, Kolby wanted to get closer to home….and homes. A New Bloomfield graduate who grew up in Callaway County, Kolby jumped at the chance to become a mortgage loan officer at our Fulton location in the Brick Distict.With a strong background in banking and a sincere love of Callaway County, Kolby is ready to welcome you home.A graduate of Maryville University, Kolby and his wife Britni live in New Bloomfield with their two Dobermans. In his spare time, Kolby enjoys anything outdoors, including hunting, fishing, sporting events and spending time with family and friends.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
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Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 2185409
Disclaimer
The Central Trust Bank NMLS ID # 407985