Kolby ODowd
Mortgage Loan Officer | NMLS# 2185409
After getting his start in banking in 2015 in consumer lending, Kolby wanted to get closer to home….and homes. A New Bloomfield graduate who grew up in Callaway County, Kolby jumped at the chance to become a mortgage loan officer at our Fu... Show More
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Business Hours
Tues
8 AM to 5 PM
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
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Reviews from Web
Kolby made everything simple, understandable, and fast!
Reply from Kolby ODowd
October 13th, 2026 12:37 PM
Thank you for the review Susan!
Central Bank and Kolby handled everything promptly and professionally.
Reply from Kolby ODowd
September 23rd, 2026 01:04 PM
Thank you for the review Russ!
Kolby did a great job of answering all my questions and concerns. We had a few snafus, and he got everything taken care of. We would definitely refer Kolby to family and friends.
Reply from Kolby ODowd
September 21st, 2026 12:20 PM
Thank you for the 5 * review, Connie! I enjoyed working with you!
Kolby O'Dowd was fantastic to work with on my HELOC! He was professional, knowledgeable, responsive, and made the entire process smooth and stress-free. He answered all my questions and kept me informed every step of the way. I highly recommend...
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Reply from Kolby ODowd
September 16th, 2026 01:39 PM
Thank you Darice! I appreciate the 5 * review!
Great custom service
Reply from Kolby ODowd
September 16th, 2026 01:39 PM
Thanks for the review Todd!
Kolby and the team supporting him did an outstanding job at each step of the process from application to closing. A 5 star performance
Reply from Kolby ODowd
September 9th, 2026 07:54 PM
Thank you, Scott! Pleasure doing business with you.
Everything whent smooth
Reply from Kolby ODowd
September 9th, 2026 06:46 PM
Thanks for the review, Braden! Appreciate you giving me the opportunity to buy your first home!
👍everything was handled for me
Reply from Kolby ODowd
September 9th, 2026 06:46 PM
Thanks Candace.
It was amazing
Reply from Kolby ODowd
September 4th, 2026 05:12 PM
Thank you for the 5 * review Luke!
Process was easy & was able to be completed quickly.
Reply from Kolby ODowd
August 27th, 2026 12:45 PM
Thank you for the 5 * review John!
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About
After getting his start in banking in 2015 in consumer lending, Kolby wanted to get closer to home….and homes. A New Bloomfield graduate who grew up in Callaway County, Kolby jumped at the chance to become a mortgage loan officer at our Fulton location in the Brick Distict.With a strong background in banking and a sincere love of Callaway County, Kolby is ready to welcome you home.A graduate of Maryville University, Kolby and his wife Britni live in New Bloomfield with their two Dobermans. In his spare time, Kolby enjoys anything outdoors, including hunting, fishing, sporting events and spending time with family and friends.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
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Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 2185409
Disclaimer
Equal Housing Lender | Member FDIC The Central Trust Bank NMLS ID # 407985