

Kolby ODowd
Mortgage Loan Officer | NMLS# 2185409

After getting his start in banking in 2015 in consumer lending, Kolby wanted to get closer to home….and homes. A New Bloomfield graduate who grew up in Callaway County, Kolby jumped at the chance to become a mortgage loan officer at our Fu... Show More
Location & Business Hours
Business Hours
Tues
8 AM to 5 PM
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
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Reviews from Web
Kolby is so friendly, helpful, and makes the everything as easy as possible on you. So happy with our experiece!
Reply from Kolby ODowd
April 2nd, 2026 06:26 PM
Thank you, Mya! Happy to help any way I can!
Kolby was professional and got back to us quickly when we had questions.
Reply from Kolby ODowd
April 2nd, 2026 06:27 PM
Thank you, Linda. If you have any more questions in the future, please feel free to reach out.
The loan process was made easy.
Reply from Kolby ODowd
April 1st, 2026 12:49 PM
I am happy the loan process was easy for you. If you have any further questions or need assistance, feel free to reach out anytime.
Kolby was very professional and pleasant to work with. Very knowledgable as well.
Reply from Kolby ODowd
March 31st, 2026 03:20 PM
Thank you, John! I appreciate your feedback.
Kolby, is one of a kind! friendly, willing to do what it takes to help you feel comfortable in your decision and makes the process go smoothly. Need more Loan Officers like Kolby. Dependable, Pleasant and Professional.
Reply from Kolby ODowd
March 31st, 2026 03:21 PM
Thank you for your feedback!
Very Professional
Reply from Kolby ODowd
March 31st, 2026 03:20 PM
Thank you, John.
Kolby has excellent customer service skills answers questions phone calls and emails quickly. His knowledge of his job is impeccable. Kolby went above and beyond to make this as easy on us as possible his customer care during and after the...
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Reply from Kolby ODowd
February 15th, 2026 09:50 PM
I'm grateful for your thoughtful feedback, Jill. It's rewarding to know that you found my support and communication helpful throughout the process. I strive to make everything as seamless as possible for clients like you. If there's ever anything...
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Kolby is awesome!
Reply from Kolby ODowd
February 15th, 2026 09:50 PM
Thank you, Jordan. I appreciate the feedback!
Simple and fast
Reply from Kolby ODowd
February 15th, 2026 09:50 PM
Thank you, Aaron!
Kolby went above and beyond to help me purchase our home. I will definitly recomend him to anyone that is looking for a home loan.
Reply from Kolby ODowd
January 28th, 2026 09:13 PM
Kirk, thank you for your kind words. I appreciate your intention to recommend me to others. If there's anything else I can help you with, feel free to let me know.
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About
After getting his start in banking in 2015 in consumer lending, Kolby wanted to get closer to home….and homes. A New Bloomfield graduate who grew up in Callaway County, Kolby jumped at the chance to become a mortgage loan officer at our Fulton location in the Brick Distict.With a strong background in banking and a sincere love of Callaway County, Kolby is ready to welcome you home.A graduate of Maryville University, Kolby and his wife Britni live in New Bloomfield with their two Dobermans. In his spare time, Kolby enjoys anything outdoors, including hunting, fishing, sporting events and spending time with family and friends.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
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Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 2185409
Disclaimer
The Central Trust Bank NMLS ID # 407985