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Kolby ODowd - Mortgage Loan Officer | NMLS# 2185409 in Fulton, MO

Kolby ODowd

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Mortgage Loan Officer | NMLS# 2185409

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After getting his start in banking in 2015 in consumer lending, Kolby wanted to get closer to home….and homes. A New Bloomfield graduate who grew up in Callaway County, Kolby jumped at the chance to become a mortgage loan officer at our Fu... Show More
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Location & Business Hours
Business Hours
Tues
8 AM to 5 PM
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
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5 Star
94%
4 Star
6%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • TotalExpert
    M
    Mya B
    Posted on April 2nd, 2026 05:59 PM
    Kolby is so friendly, helpful, and makes the everything as easy as possible on you. So happy with our experiece!
    Reply from Kolby ODowd
    April 2nd, 2026 06:26 PM
    Thank you, Mya! Happy to help any way I can!
  • TotalExpert
    L
    Linda M
    Posted on April 2nd, 2026 10:43 AM
    Kolby was professional and got back to us quickly when we had questions.
    Reply from Kolby ODowd
    April 2nd, 2026 06:27 PM
    Thank you, Linda. If you have any more questions in the future, please feel free to reach out.
  • TotalExpert
    S
    Susan F
    Posted on March 31st, 2026 11:44 PM
    The loan process was made easy.
    Reply from Kolby ODowd
    April 1st, 2026 12:49 PM
    I am happy the loan process was easy for you. If you have any further questions or need assistance, feel free to reach out anytime.
  • TotalExpert
    J
    John M
    Posted on March 31st, 2026 01:03 PM
    Kolby was very professional and pleasant to work with. Very knowledgable as well.
    Reply from Kolby ODowd
    March 31st, 2026 03:20 PM
    Thank you, John! I appreciate your feedback.
  • TotalExpert
    C
    Colleen K
    Posted on March 27th, 2026 12:52 PM
    Kolby, is one of a kind! friendly, willing to do what it takes to help you feel comfortable in your decision and makes the process go smoothly. Need more Loan Officers like Kolby. Dependable, Pleasant and Professional.
    Reply from Kolby ODowd
    March 31st, 2026 03:21 PM
    Thank you for your feedback!
  • TotalExpert
    J
    John K
    Posted on March 27th, 2026 12:52 PM
    Very Professional
    Reply from Kolby ODowd
    March 31st, 2026 03:20 PM
    Thank you, John.
  • TotalExpert
    J
    Jill U
    Posted on February 13th, 2026 04:44 PM
    Kolby has excellent customer service skills answers questions phone calls and emails quickly. His knowledge of his job is impeccable. Kolby went above and beyond to make this as easy on us as possible his customer care during and after the...
    read more
    Reply from Kolby ODowd
    February 15th, 2026 09:50 PM
    I'm grateful for your thoughtful feedback, Jill. It's rewarding to know that you found my support and communication helpful throughout the process. I strive to make everything as seamless as possible for clients like you. If there's ever anything...
    read more
  • TotalExpert
    J
    Jordan B
    Posted on February 7th, 2026 06:05 PM
    Kolby is awesome!
    Reply from Kolby ODowd
    February 15th, 2026 09:50 PM
    Thank you, Jordan. I appreciate the feedback!
  • TotalExpert
    A
    Aaron B
    Posted on February 3rd, 2026 05:09 AM
    Simple and fast
    Reply from Kolby ODowd
    February 15th, 2026 09:50 PM
    Thank you, Aaron!
  • TotalExpert
    K
    Kirk C
    Posted on January 27th, 2026 11:59 PM
    Kolby went above and beyond to help me purchase our home. I will definitly recomend him to anyone that is looking for a home loan.
    Reply from Kolby ODowd
    January 28th, 2026 09:13 PM
    Kirk, thank you for your kind words. I appreciate your intention to recommend me to others. If there's anything else I can help you with, feel free to let me know.
  • 41–50 of 96
    About
    After getting his start in banking in 2015 in consumer lending, Kolby wanted to get closer to home….and homes. A New Bloomfield graduate who grew up in Callaway County, Kolby jumped at the chance to become a mortgage loan officer at our Fulton location in the Brick Distict.With a strong background in banking and a sincere love of Callaway County, Kolby is ready to welcome you home.A graduate of Maryville University, Kolby and his wife Britni live in New Bloomfield with their two Dobermans. In his spare time, Kolby enjoys anything outdoors, including hunting, fishing, sporting events and spending time with family and friends.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Mortgage Refinance
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    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS# 2185409
    Disclaimer
    Equal Housing Lender

    Equal Housing Lender | Member FDIC

    The Central Trust Bank NMLS ID # 407985