Kolby ODowd
Mortgage Loan Officer | NMLS# 2185409
After getting his start in banking in 2015 in consumer lending, Kolby wanted to get closer to home….and homes. A New Bloomfield graduate who grew up in Callaway County, Kolby jumped at the chance to become a mortgage loan officer at our Fu... Show More
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Business Hours
Tues
8 AM to 5 PM
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
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Reviews from Web
Kolby was very helpful, friendly and professional through our entire home buying process
Reply from Kolby ODowd
August 24th, 2026 12:24 PM
Thank you, Amanda! I enjoyed working with you and Luke!
Great communication, kind, informative.
Reply from Kolby ODowd
August 6th, 2026 05:51 PM
Thank you for the 5 * review Molly. I enjoyed working with you on your purchase!
everything went as planned, Kolby was great to work with.
Reply from Kolby ODowd
August 5th, 2026 08:37 PM
Thanks for the 5 * review, Paul!
Great communication and great follow through. Everything was done quickly and accurately with communication coming often to keep things moving. All around great experience from start to finish leading up to a very smooth closing. Thank You!...
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Reply from Kolby ODowd
August 2nd, 2026 07:04 PM
Justin, thank you so much for the review. I appreciate the feedback and enjoyed working with you!
Kolby's communication and willingness to help at all times and circumstances was so helpful during our home buying process !
Reply from Kolby ODowd
July 30th, 2026 01:23 PM
Ryan, thank you for the review! I enjoyed working with you both!
Kolby did his best to lock in a lower interest rate for our refinance and even found a notary in NYC to come to us so that we could get everything completed.
Reply from Kolby ODowd
July 27th, 2026 01:07 PM
Thank you for your review, Mikayla. I enjoyed working with you!
Kolby was amazing from start to finish. He was relatable, kind and so helpful! He went above and beyond to help us secure assistance financially on our home loan that we didn't have to ask for! He just did it. He also referred us to our realtor,...
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Reply from Kolby ODowd
July 20th, 2026 12:33 PM
HI Jennifer, so happy for you both! Thank you for your 5* review. Welcome to homeownership!!!
Kolby's communication through out the whole process was phenomenal. He kept us honest with timeliness, let us know what to expect in next steps, and owned mistakes or miscommunication when it happened. Biggest shout out for Kolby, people are...
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Reply from Kolby ODowd
July 20th, 2026 12:32 PM
Jeremiah, thank you so much for your thoughtful 5* review. I enjoyed working with you both!
Kolby helped my wife and I through the whole buying process, communicated very well and was very kind.
Reply from Kolby ODowd
July 16th, 2026 02:04 PM
Vinny, so happy for you both! Thanks for trusting me with such a big step in your relocation!
Thanks Kolby!!
Reply from Kolby ODowd
July 16th, 2026 02:03 PM
Thank you for the review Rhonda!
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About
After getting his start in banking in 2015 in consumer lending, Kolby wanted to get closer to home….and homes. A New Bloomfield graduate who grew up in Callaway County, Kolby jumped at the chance to become a mortgage loan officer at our Fulton location in the Brick Distict.With a strong background in banking and a sincere love of Callaway County, Kolby is ready to welcome you home.A graduate of Maryville University, Kolby and his wife Britni live in New Bloomfield with their two Dobermans. In his spare time, Kolby enjoys anything outdoors, including hunting, fishing, sporting events and spending time with family and friends.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
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Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 2185409
Disclaimer
Equal Housing Lender | Member FDIC The Central Trust Bank NMLS ID # 407985