Kolby ODowd
Mortgage Loan Officer | NMLS# 2185409
After getting his start in banking in 2015 in consumer lending, Kolby wanted to get closer to home….and homes. A New Bloomfield graduate who grew up in Callaway County, Kolby jumped at the chance to become a mortgage loan officer at our Fu... Show More
Location & Business Hours
Business Hours
Tues
8 AM to 5 PM
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
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Reviews from Web
Kolby was top-notch with communication, timely and professional!
Reply from Kolby ODowd
July 10th, 2026 12:36 PM
Sarah, thank you for your 5-star review!
Kolby always has everything ready to go and is very knowledgeable about every step of the process.
Reply from Kolby ODowd
July 10th, 2026 12:36 PM
Thank you for your review, Jeremy. I greatly appreciate it!
Kolby did great getting everything and all the details quickly and exceptionally helpful from application to closing and working with schedule for convenience
easy and so quick to respond to any questions .
Reply from Kolby ODowd
July 3rd, 2026 12:45 PM
Thank you for your review, Carmen!
Easy to work with and professional
Reply from Kolby ODowd
June 30th, 2026 05:06 PM
Thank you, Rodney!
Kolby was great at communicating everything during the process!
Reply from Kolby ODowd
June 30th, 2026 12:40 PM
Thank you for the review, Jeremy!
Kolby helped us through the entire process and was extremely helpful. Would recommend him to anyone and everyone buying a home!
Reply from Kolby ODowd
June 23rd, 2026 06:51 PM
Thank you, Dakota! I appreciate your feedback and enjoyed working with you both.
You worked with us every step of the way. We appreciated all the help!
Reply from Kolby ODowd
June 16th, 2026 12:47 PM
Thank you for the review, Todd! Good luck with your new opportunity!
Kolby was very kind and easy to work with. He took the time to answer all our questions and to help with the proces.
Reply from Kolby ODowd
June 11th, 2026 01:07 PM
Thank you, Michelle, it was a pleasure working with you!
From the beginning everyone was friendly and quick to respond to any questions. Great professional people.
Reply from Kolby ODowd
June 10th, 2026 01:45 PM
Thank you, Terry! Happy to help anytime.
Made the whole process easy and stress-free.
Reply from Kolby ODowd
June 1st, 2026 04:46 PM
Thanks Jack! It was a pleasure working with you. Congratulations again!
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About
After getting his start in banking in 2015 in consumer lending, Kolby wanted to get closer to home….and homes. A New Bloomfield graduate who grew up in Callaway County, Kolby jumped at the chance to become a mortgage loan officer at our Fulton location in the Brick Distict.With a strong background in banking and a sincere love of Callaway County, Kolby is ready to welcome you home.A graduate of Maryville University, Kolby and his wife Britni live in New Bloomfield with their two Dobermans. In his spare time, Kolby enjoys anything outdoors, including hunting, fishing, sporting events and spending time with family and friends.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
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Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 2185409
Disclaimer
Equal Housing Lender | Member FDIC The Central Trust Bank NMLS ID # 407985