Karl Bowcutt
Branch Manager | NMLS# 22350
Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture... Show More
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Reviews from Web
Karl and Highlands Residential went above and beyond to make sure we closed on both homes at the same time!
Reply from Karl Bowcutt
August 8th, 2024 04:10 PM
I'm so glad to hear that you had a positive experience, Camille! It's always my goal to ensure the process is as seamless as possible, especially when dealing with multiple properties. Thank you for putting your trust in me and Highlands Residential...
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Kept us in the loop and made everything easy and it was pretty fast and felt confident with everything never felt like I wasn’t getting the best option
Reply from Karl Bowcutt
August 8th, 2024 04:12 PM
I'm glad to hear you felt confident and well-informed throughout the process, Santiago. Ensuring a smooth and efficient experience for customers is a priority at Highlands Residential Mortgage, Ltd. We truly appreciate your stellar rating and...
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Karl is happy to help in any way he can! We appreciated his efficiency, knowledge and experience
Reply from Karl Bowcutt
July 29th, 2024 09:00 PM
I'm delighted to hear that you had a positive experience with me at Highlands Residential Mortgage, Ltd. Your feedback is greatly appreciated, Ruth. It's always my goal to provide efficient, knowledgeable, and experienced service to all my...
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Karl was easy to get a hold of, answered ever question we had right away, and was GREAT to work with!
Reply from Karl Bowcutt
June 28th, 2024 04:24 PM
I'm thrilled to hear your feedback, Kaylee! It was a pleasure to assist you and I'm always here to answer any questions you might have. Your satisfaction is of utmost importance to us at Highlands Residential Mortgage, Ltd. Thank you for the...
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Very quick replies to questions, the loan felt very easy to accomplish, everything we needed to get was straight forward.
Reply from Karl Bowcutt
June 28th, 2024 04:24 PM
It's always a pleasure to hear such positive feedback, Brock. I'm glad that you were happy with our responsiveness and found the loan process to be straightforward and easy. We strive to make every interaction at Highlands Residential Mortgage,...
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The communication between everyone was very helpful! At no point did I feel like I didn’t know what was going on.
Reply from Karl Bowcutt
June 28th, 2024 04:25 PM
I'm so pleased to hear that you felt well-informed throughout the process, Erica. Open and clear communication is something we strive for at Highlands Residential Mortgage, Ltd., and I'm glad that your experience reflected this. Thank you for...
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Great service from A to Z.
Reply from Karl Bowcutt
June 28th, 2024 04:25 PM
I'm thrilled to hear that you found our service exceptional, Daniel. Your 5-star rating means a lot to me and the entire team at Highlands Residential Mortgage, Ltd. We always strive to provide a comprehensive mortgage experience from A to...
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Karl went out of his way to be available at help us through a closing we had to do internationally! We had a vacation planned to Ireland and Scotland and he was able to accommodate and navigate us throughout this whole process to close on our...
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Reply from Karl Bowcutt
June 10th, 2024 09:08 PM
Thank you so much for your kind words, Colette. It was a pleasure to assist you throughout the process, especially in navigating the complexities of an international closing. I'm glad to hear you were able to enjoy your vacation without worrying...
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Process was expedited and moved very quickly, all of our questions were answered pretty much on the spot. Karl and team were all friendly and easy to work with!
Reply from Karl Bowcutt
May 28th, 2024 09:41 PM
I'm thrilled to hear that you were satisfied with the speed and efficiency of our process, Wiley. It was an absolute pleasure working with you and I'm glad my team and I could provide the answers you needed promptly. Thank you for your glowing...
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You are great on everything I really recommend to karl
Reply from Karl Bowcutt
May 9th, 2024 06:41 PM
Thank you so much Hector!
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About
Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture that values its members both personally and professionally and a company built on the idea that the customer comes first! We believe Highlands is such a place. Our Mission to value people drives everything we do.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Mortgage Loan Officer
VA loan officer
FHA loan officer
USDA loan officer
Idaho Housing loan officer
Mortgage Lending
FHA Loans
VA Loans
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Memberships
- Member WCR
- Certified Mortgage Adviser MBS Highway
- Licensed in state of Idaho
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2001
Time Zone
Mountain Standard Time (MST)
Licenses
- NMLS# 22350
Awards
Achievements
- Loan Officer of the Year 2010
- Outstanding customer service 2009
- Presidents club winner 2021-2023
Hobbies
- I Enjoy spending time with my family. I have 8 boys that keep me very busy! Sports play a big role in my life.
- outdoors
- sports
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Disclaimer
