

Karl Bowcutt
Branch Manager | NMLS# 22350

Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture... Show More
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Reviews from Web
Karl was absolutely great to work with throughout the whole process.
Reply from Karl Bowcutt
November 4th, 2024 06:47 PM
Thank you, Katherine, for your wonderful review! I'm thrilled to hear that you had a positive experience throughout the process. It was a pleasure working with you and assisting with your mortgage needs. I'm here anytime you need assistance...
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Karl and his team were absolutely professional and the service they provided was best in class.
Reply from Karl Bowcutt
November 4th, 2024 06:01 PM
Thank you, Philip, for leaving such a positive review! I'm thrilled to hear that you found our team's service to be top-notch. At Highlands Residential Mortgage, Ltd., we strive to provide our clients with the best service possible. Your rating...
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Communication was great and if I ever had questions he would get right back to
Reply from Karl Bowcutt
November 4th, 2024 06:02 PM
I truly appreciate your feedback, Annette. It was my pleasure to assist you and ensure all your questions were answered promptly. I'm glad you found our communication satisfactory. Your rating of 4.5 out of 5 stars means a lot to me and the...
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Karl and his team did an amazing job. Getting us a good rate and working hard to accomplish our goals.
Reply from Karl Bowcutt
October 29th, 2024 03:24 PM
I'm thrilled to hear that you're pleased with the rate we were able to secure and the hard work my team and I put in to help achieve your goals. It was a pleasure assisting you and I thank you for your positive feedback and the 4.5-star rating,...
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Just great people to work with! will def work with them in the future!! Very sweet people and very helpful with all the questions we had!
Reply from Karl Bowcutt
October 29th, 2024 03:25 PM
I'm thrilled to hear that you had such a positive experience with us at Highlands Residential Mortgage, Ltd., Kaytlin! Your kind words mean a lot. It's great to know that you found our team to be helpful and sweet. We aim to answer all our...
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Karl was awesome!!
He always responded to my emails and texts almost immediately. Very happy with how things turned out.
Reply from Karl Bowcutt
October 29th, 2024 03:25 PM
I'm thrilled to hear that you had a positive experience, Sonia. Your satisfaction is my top priority, so it's great to know that my quick responses were helpful for you. Thank you for taking the time to leave a review and for choosing Highlands...
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Great communication and they really focused on helping us where we needed it.
Reply from Karl Bowcutt
November 4th, 2024 06:12 PM
Thank you, Michael, for the superb rating and positive feedback. It's heartening to know that you appreciated the communication and assistance provided by Highlands Residential Mortgage, Ltd. Your satisfaction is our primary goal. If you have...
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Karl and his team did a great job helping us through our Re-Fi. From start to finish, if we had questions or concerns, they had the answers for us. Would highly recommend Karl and Highland Mortgage!
Reply from Karl Bowcutt
October 29th, 2024 03:26 PM
Thank you so much, David. I'm thrilled to know that you had a positive experience with our team at Highlands Residential Mortgage, Ltd. We work hard to ensure a smooth Re-Fi process for our clients and it's gratifying to hear that our efforts...
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Everybody seemed very kind and caring and were very helpful throughout the whole process
Reply from Karl Bowcutt
October 29th, 2024 03:26 PM
Matthew, I'm thrilled to hear that you found our team at Highlands Residential Mortgage, Ltd. to be kind, caring, and helpful throughout the process. Your experience is exactly what we strive to provide for all of our clients. Your positive...
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Karl answered all the questions we had about “adulting” as first time home buyers. We felt like we were in good hands!
Reply from Karl Bowcutt
August 8th, 2024 04:10 PM
I'm delighted to hear that you felt well taken care of during your first home buying experience. It was equally satisfying to help you navigate through the "adulting" phase, answering all your questions. I'm here to make the process as smooth...
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About
Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture that values its members both personally and professionally and a company built on the idea that the customer comes first! We believe Highlands is such a place. Our Mission to value people drives everything we do.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Mortgage Loan Officer
VA loan officer
FHA loan officer
USDA loan officer
Idaho Housing loan officer
Mortgage Lending
FHA Loans
VA Loans
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Memberships
- Member WCR
- Certified Mortgage Adviser MBS Highway
- Licensed in state of Idaho
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2001
Time Zone
Mountain Standard Time (MST)
Licenses
- NMLS# 22350
Awards
Achievements
- Loan Officer of the Year 2010
- Outstanding customer service 2009
- Presidents club winner 2021-2023
Hobbies
- I Enjoy spending time with my family. I have 8 boys that keep me very busy! Sports play a big role in my life.
- outdoors
- sports
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