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Karl Bowcutt - Branch Manager | NMLS# 22350 in Idaho Falls, ID

Karl Bowcutt

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Branch Manager | NMLS# 22350

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Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture... Show More
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5 Star
97%
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2%
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Reviews from Web
  • Encompass
    K
    Katherine A S
    Blackfoot, ID
    Posted on November 4th, 2024 06:41 PM
    Karl was absolutely great to work with throughout the whole process.
    Reply from Karl Bowcutt
    November 4th, 2024 06:47 PM
    Thank you, Katherine, for your wonderful review! I'm thrilled to hear that you had a positive experience throughout the process. It was a pleasure working with you and assisting with your mortgage needs. I'm here anytime you need assistance...
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  • Encompass
    P
    Philip W V
    Idaho Falls, ID
    Posted on October 31st, 2024 09:26 PM
    Karl and his team were absolutely professional and the service they provided was best in class.
    Reply from Karl Bowcutt
    November 4th, 2024 06:01 PM
    Thank you, Philip, for leaving such a positive review! I'm thrilled to hear that you found our team's service to be top-notch. At Highlands Residential Mortgage, Ltd., we strive to provide our clients with the best service possible. Your rating...
    read more
  • Encompass
    A
    Annette K W
    Idaho Falls, ID
    Posted on October 29th, 2024 04:15 PM
    Communication was great and if I ever had questions he would get right back to
    Reply from Karl Bowcutt
    November 4th, 2024 06:02 PM
    I truly appreciate your feedback, Annette. It was my pleasure to assist you and ensure all your questions were answered promptly. I'm glad you found our communication satisfactory. Your rating of 4.5 out of 5 stars means a lot to me and the...
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    J
    Joshua B A
    Rigby, ID
    Posted on October 25th, 2024 05:26 PM
    Karl and his team did an amazing job. Getting us a good rate and working hard to accomplish our goals.
    Reply from Karl Bowcutt
    October 29th, 2024 03:24 PM
    I'm thrilled to hear that you're pleased with the rate we were able to secure and the hard work my team and I put in to help achieve your goals. It was a pleasure assisting you and I thank you for your positive feedback and the 4.5-star rating,...
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  • Encompass
    K
    Kaytlin D
    Rexburg, ID
    Posted on September 29th, 2024 06:06 PM
    Just great people to work with! will def work with them in the future!! Very sweet people and very helpful with all the questions we had!
    Reply from Karl Bowcutt
    October 29th, 2024 03:25 PM
    I'm thrilled to hear that you had such a positive experience with us at Highlands Residential Mortgage, Ltd., Kaytlin! Your kind words mean a lot. It's great to know that you found our team to be helpful and sweet. We aim to answer all our...
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  • Encompass
    S
    Sonia R
    Idaho Falls, ID
    Posted on September 29th, 2024 05:25 PM
    Karl was awesome!! He always responded to my emails and texts almost immediately. Very happy with how things turned out.
    Reply from Karl Bowcutt
    October 29th, 2024 03:25 PM
    I'm thrilled to hear that you had a positive experience, Sonia. Your satisfaction is my top priority, so it's great to know that my quick responses were helpful for you. Thank you for taking the time to leave a review and for choosing Highlands...
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  • Encompass
    M
    Michael D P
    Idaho Falls, ID
    Posted on September 26th, 2024 03:15 PM
    Great communication and they really focused on helping us where we needed it.
    Reply from Karl Bowcutt
    November 4th, 2024 06:12 PM
    Thank you, Michael, for the superb rating and positive feedback. It's heartening to know that you appreciated the communication and assistance provided by Highlands Residential Mortgage, Ltd. Your satisfaction is our primary goal. If you have...
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  • Encompass
    D
    David A S
    Firth, ID
    Posted on September 21st, 2024 04:13 PM
    Karl and his team did a great job helping us through our Re-Fi. From start to finish, if we had questions or concerns, they had the answers for us. Would highly recommend Karl and Highland Mortgage!
    Reply from Karl Bowcutt
    October 29th, 2024 03:26 PM
    Thank you so much, David. I'm thrilled to know that you had a positive experience with our team at Highlands Residential Mortgage, Ltd. We work hard to ensure a smooth Re-Fi process for our clients and it's gratifying to hear that our efforts...
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  • Encompass
    M
    Matthew R
    Idaho Falls, ID
    Posted on August 19th, 2024 06:19 AM
    Everybody seemed very kind and caring and were very helpful throughout the whole process
    Reply from Karl Bowcutt
    October 29th, 2024 03:26 PM
    Matthew, I'm thrilled to hear that you found our team at Highlands Residential Mortgage, Ltd. to be kind, caring, and helpful throughout the process. Your experience is exactly what we strive to provide for all of our clients. Your positive...
    read more
  • Encompass
    A
    Abbigail S
    Idaho Falls, ID
    Posted on August 8th, 2024 02:35 PM
    Karl answered all the questions we had about “adulting” as first time home buyers. We felt like we were in good hands!
    Reply from Karl Bowcutt
    August 8th, 2024 04:10 PM
    I'm delighted to hear that you felt well taken care of during your first home buying experience. It was equally satisfying to help you navigate through the "adulting" phase, answering all your questions. I'm here to make the process as smooth...
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    About
    Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture that values its members both personally and professionally and a company built on the idea that the customer comes first! We believe Highlands is such a place. Our Mission to value people drives everything we do.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Mortgage Loan Officer
    VA loan officer
    FHA loan officer
    USDA loan officer
    Idaho Housing loan officer
    Mortgage Lending
    FHA Loans
    VA Loans
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    What is the Search Rank Score®?
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    Memberships
    • Member WCR
    • Certified Mortgage Adviser MBS Highway
    • Licensed in state of Idaho
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    Addresses and Serving Areas
    Primary Serving Area

    Year Started

    2001

    Time Zone

    Mountain Standard Time (MST)
    Licenses
    • NMLS# 22350
    Awards
    Achievements
    • Loan Officer of the Year 2010
    • Outstanding customer service 2009
    • Presidents club winner 2021-2023
    Hobbies
    • I Enjoy spending time with my family. I have 8 boys that keep me very busy! Sports play a big role in my life.
    • outdoors
    • sports
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    Disclaimer

    Equal Housing Opportunity

    An Equal Housing Lender | Highlands Residential Mortgage, Ltd is located at 950 W. Bethany Drive, Suite 800 - Allen, TX 75013. | NMLS Identifier # 134871 www.nmlsconsumeraccess.org | A Texas Limited Liability Company registered under The Texas Department of Savings and Mortgage Lending Division of Licensing | Operating with the following licenses: AL Consumer Credit License #21266; AR Combination Mortgage Banker-Broker-Servicer License #109369; Arizona Mortgage Banker License #BK-1011006; CA-Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, Finance Lender Licensee #4131240; CO Colorado Mortgage Company Registration #134871. Regulated by the Division of Real Estate.; DC Mortgage Lender License #MLB134871; FL Mortgage Lender License #MLD968; GA Mortgage Lender License/Registration #37908; IA Mortgage Banker License #2018-0120; IL Illinois Residential Mortgage Licensee NMLS ID MB.6761013R (www.nmlsconsumeraccess.org). License by the Illinois Division of Banking, 320 West Washington St., Springfield, IL 62786, (217) 782-3000.; IN-DFI Mortgage Lending License #30529; KS Mortgage Company License #MC.0025127; KY Mortgage Company License #MC390233; LA Residential Mortgage Lending License; MD Mortgage Lender License #06-20712; MI Licensed by the Mississippi Department of Banking and Consumer Finance #134871 / Minn. Stat. Ann. § 58A.20; MO Company License #16-2132; NC Mortgage Lender License #L-157614; NE Mortgage Banker License #NE134871; NJ-Licensed mortgage banker n.s.--N.J. Department of Banking #134871; NM Mortgage Loan Company License; OH General Loan Law Certificate of Registration #GL.502014.000; OH Residential Mortgage Lending Act Certificate of Registration #MBMB.850279.000; OK Mortgage Broker License #MB002229; OK Mortgage Lender License #ML010007; Oregon Mortgage Lender License ML-5891; SC-BFI Mortgage Lender / Servicer License #MLS – 134871; TN Mortgage License #115557; TX-Texas – SML Mortgage Banker Registration #134871 https://www.sml.texas.gov/ConsumerInformation/tdsml_consumer_complaints.html; VA- Virginia Broker License #MC-5729. Virginia Lender License NMLS ID MC-5729 (www.nmlsconsumeraccess.org) NMLS ID #40889VA; Pennsylvania Lender License #75616; WA Consumer Loan Company License #CL-134871. This is not an offer for extension of credit or a commitment to lend.