Karl Bowcutt

Name: Idaho Falls
Address: 301 Park Avenue Unit 3, Idaho Falls, Idaho, 83402
Telephone: +1-208-881-1723
Rating: 4.92

Branch Manager | NMLS# 22350

Idaho Falls

4.92

(330)

Mortgage

Mortgage Loan Officer

Contact Info

(208) 607-4166

208-350-6267

Idaho Falls, ID

https://highlandsmortgage.com/agents/karl-bowcutt/

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4.92

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Karl and his team kept constant communication, was quick to respond to questions, andwilling to take time for explanations.

Reply from Karl Bowcutt

May 9th, 2024 06:41 PM

Thank you Amanda! Congrats on your new home!

Karl was available to talk through details no matter the time and was very courteous throughout the entire process.

Reply from Karl Bowcutt

April 30th, 2024 03:53 PM

Thanks Mark! It was a pleasure to work with you as well.

Professional detailed oriented. Always available during the home loan process. Tks.much,

Reply from Karl Bowcutt

April 30th, 2024 03:53 PM

Wanda, I appreciate the kind words. Thank you!

It was very helpful to have the quality of communication that I received through my first time home buying experience!

Reply from Karl Bowcutt

April 30th, 2024 03:53 PM

Thank you Kolter! Congrats on your new home!

Karl is extremely personable. He listens to your concerns and guides you through the process. He worked hard to make sure we got what we needed in a timely manner. I would tell anyone who is looking to look at Karl, because they will not be...

Reply from Karl Bowcutt

April 30th, 2024 03:55 PM

Spence, I am so excited for you and your family! Thank you for your friendship and your trust.

Karl was so easy to work with and made the home buying process go so smoothly. He was always available to answer questions and walked us through every step thoroughly. Highly recommend Karl!

Reply from Karl Bowcutt

April 30th, 2024 03:55 PM

Thanks Jordan! I appreciate your trust!

Karl was effective & helped us stay on track to close on time. He knows how to do his job & well at that.

Reply from Karl Bowcutt

February 22nd, 2024 04:55 PM

Thank yo Kimberly!

Karl was wonderful for us. He kept us well informed of all the documents we would need through out the process. Whenever we had questions, he was immediately responsive even when he didn't have to be. We were so thankful for him finding every...

Reply from Karl Bowcutt

February 22nd, 2024 04:56 PM

It was a pleasure, Brad!

Karl was awesome and helped me so much with everything! Would definitely recommend him to anyone looking for a lender.

Reply from Karl Bowcutt

February 22nd, 2024 04:56 PM

Congrats, Brock! Thanks for your trust!

Stressful file but it all worked out. 😊

Reply from Karl Bowcutt

February 22nd, 2024 04:56 PM

Thank you for your trust, Kelly!

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About

Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture that values its members both personally and professionally and a company built on the idea that the customer comes first! We believe Highlands is such a place. Our Mission to value people drives everything we do.

Products & Services

Mortgage Loan Officer

FHA Home Loan

VA Home Loan

Jumbo Home Loan

Mortgage Refinance

Specialities

Mortgage Loan Officer

VA loan officer

FHA loan officer

USDA loan officer

Idaho Housing loan officer

Mortgage Lending

FHA Loans

VA Loans

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Memberships

Member WCR
Certified Mortgage Adviser MBS Highway
Licensed in state of Idaho

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Addresses and Serving Areas

Primary Serving Area

Idaho Falls, ID 83402

Other Serving Areas

Idaho Falls, ID 83401

Rigby, ID 83442

Year Started

2001

Time Zone

Mountain Standard Time (MST)

Licenses

NMLS# 22350

Awards

CMA

Achievements

Loan Officer of the Year 2010
Outstanding customer service 2009
Presidents club winner 2021-2023

Hobbies

I Enjoy spending time with my family. I have 8 boys that keep me very busy! Sports play a big role in my life.
outdoors
sports

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Disclaimer

An Equal Housing Lender | Highlands Residential Mortgage, Ltd is located at 950 W. Bethany Drive, Suite 800 - Allen, TX 75013. | NMLS Identifier # 134871 www.nmlsconsumeraccess.org | A Texas Limited Liability Company registered under The Texas Department of Savings and Mortgage Lending Division of Licensing | Operating with the following licenses: AL Consumer Credit License #21266; AR Combination Mortgage Banker-Broker-Servicer License #109369; Arizona Mortgage Banker License #BK-1011006; CA-Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, Finance Lender Licensee #4131240; CO Colorado Mortgage Company Registration #134871. Regulated by the Division of Real Estate.; DC Mortgage Lender License #MLB134871; FL Mortgage Lender License #MLD968; GA Mortgage Lender License/Registration #37908; IA Mortgage Banker License #2018-0120; IL Illinois Residential Mortgage Licensee NMLS ID MB.6761013R (www.nmlsconsumeraccess.org). License by the Illinois Division of Banking, 320 West Washington St., Springfield, IL 62786, (217) 782-3000.; IN-DFI Mortgage Lending License #30529; KS Mortgage Company License #MC.0025127; KY Mortgage Company License #MC390233; LA Residential Mortgage Lending License; MD Mortgage Lender License #06-20712; MI Licensed by the Mississippi Department of Banking and Consumer Finance #134871 / Minn. Stat. Ann. § 58A.20; MO Company License #16-2132; NC Mortgage Lender License #L-157614; NE Mortgage Banker License #NE134871; NJ-Licensed mortgage banker n.s.--N.J. Department of Banking #134871; NM Mortgage Loan Company License; OH General Loan Law Certificate of Registration #GL.502014.000; OH Residential Mortgage Lending Act Certificate of Registration #MBMB.850279.000; OK Mortgage Broker License #MB002229; OK Mortgage Lender License #ML010007; Oregon Mortgage Lender License ML-5891; SC-BFI Mortgage Lender / Servicer License #MLS – 134871; TN Mortgage License #115557; TX-Texas – SML Mortgage Banker Registration #134871 https://www.sml.texas.gov/ConsumerInformation/tdsml_consumer_complaints.html; VA- Virginia Broker License #MC-5729. Virginia Lender License NMLS ID MC-5729 (www.nmlsconsumeraccess.org) NMLS ID #40889VA; Pennsylvania Lender License #75616; WA Consumer Loan Company License #CL-134871. This is not an offer for extension of credit or a commitment to lend.