Karl Bowcutt
Branch Manager | NMLS# 22350
Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture... Show More
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Reviews from Web
karl was very helpful and informative throught through the process and was able to answer all my questions as we were going through the home buying process
Reply from Karl Bowcutt
March 1st, 2025 02:21 PM
Destiny, I'm thrilled to hear that you found the home buying process smooth and that I could be of help along the way. Answering your questions and ensuring you're informed is always my top priority. It's been a pleasure working with you on...
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Karl made wvery step of the process so easy! And was so quick to respond and let me know what the next steps were. Amazing lender!
Reply from Karl Bowcutt
February 24th, 2025 06:06 PM
Thank you so much, Kristeen! I'm thrilled to hear that you found the process easy and that my responsiveness helped guide you through each step. It's always my goal to ensure a seamless experience for my clients. If you ever need anything in...
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Karl talked me off the ledge of a bad decision and made it painless for us to get into the house we not only wanted, but needed for our family.
Reply from Karl Bowcutt
February 11th, 2025 01:24 PM
Wow, Skyler, that's quite the image! I'm so glad I could help guide you through the process and alleviate any stress. Making sure you and your family got into the right home was my priority, and it sounds like we achieved that. It was a pleasure...
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Karl, was accessible not matter the day or time. He understands the needs of someone who is navigating the process od buying a home.
Reply from Karl Bowcutt
February 5th, 2025 06:09 AM
Wesley, thanks so much for the kind words. I really appreciate you highlighting my availability – being there for my clients throughout the process is incredibly important to me. I'm thrilled I could help you navigate the home buying journey...
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Hands down, the best loan experience I have had
Reply from Karl Bowcutt
February 1st, 2025 02:21 AM
Wow, Christopher, thanks so much! That's incredibly kind of you to say. "Best loan experience" is exactly what I strive for with every client, so it means a lot to hear that I hit the mark for you. I really appreciate you taking the time to...
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Karl was amazing, very quick to respond and helped us through every question we had. He went above and beyond!
Reply from Karl Bowcutt
January 31st, 2025 08:19 PM
Wow, Kayla, thanks so much for the kind words! It was a real pleasure working with you both, and I'm so glad I could help you navigate the process. Making things clear and easy for my clients is always my top priority, so I really appreciate...
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Karl is amazing!! He answered all of our questions promptly and his customer service is top-notch. He went above and beyond for us, and now we are in our beautiful home, which partly is thanks to his dedication and assuring our transaction...
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Reply from Karl Bowcutt
January 12th, 2025 03:34 AM
I'm really pleased to hear your positive feedback, Kortny! It was a pleasure assisting you with your home buying process, and I'm delighted that you're now enjoying your beautiful home. Your satisfaction is my top priority, and I'm glad I could...
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Karls communication and promptness of response was a key in us being able to close in a timely matter on the buyers side of the transaction. It didn't matter if we asked him questions later in the evening or on the weekends, he got us the answer....
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Reply from Karl Bowcutt
January 9th, 2025 01:57 PM
Thank you so much for your review, Casey. I'm really pleased to hear that you appreciated my communication and response times. It's vital for me to be accessible and provide timely, accurate information to ensure smooth transactions. Your satisfaction...
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The entire staff worked with us through all the twist and turns. Everyone kept us informed and answered all of our questions. We will recommend Karl and his team to anyone who is looking for a mortgage.
Reply from Karl Bowcutt
December 18th, 2024 07:53 PM
Thanks so much for your kind words, Selena. I'm really glad to hear that you had such a positive experience with our team at Highlands Residential Mortgage, Ltd. We always strive to keep our clients well-informed and answer any questions to...
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The dedication he showed us to help get out home! Honesty he showed. flexible on helping even after hours!
Reply from Karl Bowcutt
December 9th, 2024 05:18 PM
I'm absolutely thrilled to hear your positive feedback, Pablo. I aim to provide the best service to all my clients at Highlands Residential Mortgage, Ltd. Your mention of my dedication and flexibility really made my day! It was my pleasure...
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About
Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture that values its members both personally and professionally and a company built on the idea that the customer comes first! We believe Highlands is such a place. Our Mission to value people drives everything we do.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Mortgage Loan Officer
VA loan officer
FHA loan officer
USDA loan officer
Idaho Housing loan officer
Mortgage Lending
FHA Loans
VA Loans
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Memberships
- Member WCR
- Certified Mortgage Adviser MBS Highway
- Licensed in state of Idaho
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2001
Time Zone
Mountain Standard Time (MST)
Licenses
- NMLS# 22350
Awards
Achievements
- Loan Officer of the Year 2010
- Outstanding customer service 2009
- Presidents club winner 2021-2023
Hobbies
- I Enjoy spending time with my family. I have 8 boys that keep me very busy! Sports play a big role in my life.
- outdoors
- sports
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Disclaimer
