

Karl Bowcutt
Branch Manager | NMLS# 22350

Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture... Show More
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Reviews from Web
Karl really made this experience much better than i expected. He was very quick to resond to questions and concerns and did everything in his power to make my experience the best! thank you Karl for all your work and attention to my account....
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Reply from Karl Bowcutt
May 31st, 2025 03:56 AM
I'm thrilled to hear that your experience surpassed your expectations. It was my pleasure to assist you, and I'm glad to know that my efforts made a positive impact. Thank you for your kind words.
Really enjoyed this team and everybody that helped along the way everyone work their tail off the last minute to get everything done made sure any hoop that came up they got me through awesome people awesome company appreciate everyone again...
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Reply from Karl Bowcutt
May 11th, 2025 12:16 PM
I'm thrilled to hear that you enjoyed working with our team at Highlands Residential Mortgage, Ltd. It was a pleasure to assist you, and I'm delighted that we could help you secure your home. Thank you for your kind words and appreciation.
Karl was incredibly helpful with our home buying process. He promised that we'd get the house and he delivered! I really appreciate how straightforward he was with us about the whole process and that he worked hard to make adjustments when...
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Reply from Karl Bowcutt
May 4th, 2025 12:20 PM
I'm thrilled to hear that you found the home buying process straightforward and satisfactory. It was a pleasure assisting you, and I'm glad we could make the necessary adjustments to meet your needs. Thank you for your kind words and trust...
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I'm glad I used Highland Mortgage. Karl was very helpful through the entire process and answered any questions I had
Reply from Karl Bowcutt
April 18th, 2025 12:29 PM
I'm thrilled to hear that you had a positive experience with Highlands Residential Mortgage. It was a pleasure assisting you throughout the process, and I'm glad I could address all your questions. Thank you for your kind words.
Karl is always very quick to respond and is more than willing to go over and beyond to ensure you are taken care of and understand the process.
Reply from Karl Bowcutt
April 3rd, 2025 01:37 PM
I'm thrilled to hear that you appreciated my responsiveness and dedication. It was a pleasure ensuring you were well-informed throughout the process. Thank you for your kind words and trust in Highlands Residential Mortgage, Ltd.
We got financed
Reply from Karl Bowcutt
March 27th, 2025 03:06 PM
We appreciate your review and are glad to hear that your financing process was successful. If you have any further questions or need assistance, please feel free to reach out.
Karl was on the ball and Made the whole process super easy
Reply from Karl Bowcutt
March 18th, 2025 12:18 PM
Nicholas, I'm really glad to hear that the process felt easy for you. Making sure things run smoothly is always my top priority, and it's great to know it made a difference. Thanks for trusting me with your mortgage needs!
Excellent communication and made the process easy.
Reply from Karl Bowcutt
March 11th, 2025 03:22 PM
Andrew, I'm delighted to hear that the communication and process met your expectations! My goal is always to make things as smooth and straightforward as possible for my clients. If there's anything more I can do for you in the future, please...
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Transaction was smooth and easy.
Reply from Karl Bowcutt
March 10th, 2025 11:53 PM
I'm thrilled to hear that your transaction was smooth and easy, Kojak. It was a pleasure working with you, and I'm glad we could provide a seamless experience. If you ever have more questions or need assistance in the future, feel free to reach...
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Karl was great with communications and punctuality. Kudos to him that he showed up at closing!
Reply from Karl Bowcutt
March 8th, 2025 01:38 PM
Thanks, Shawn! I'm glad I could make the process smooth and be there for the closing. It was a pleasure working with you, and I'm thrilled you had a great experience. If you ever need anything in the future, don't hesitate to reach out.
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About
Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture that values its members both personally and professionally and a company built on the idea that the customer comes first! We believe Highlands is such a place. Our Mission to value people drives everything we do.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Mortgage Loan Officer
VA loan officer
FHA loan officer
USDA loan officer
Idaho Housing loan officer
Mortgage Lending
FHA Loans
VA Loans
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Memberships
- Member WCR
- Certified Mortgage Adviser MBS Highway
- Licensed in state of Idaho
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2001
Time Zone
Mountain Standard Time (MST)
Licenses
- NMLS# 22350
Awards
Achievements
- Loan Officer of the Year 2010
- Outstanding customer service 2009
- Presidents club winner 2021-2023
Hobbies
- I Enjoy spending time with my family. I have 8 boys that keep me very busy! Sports play a big role in my life.
- outdoors
- sports
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