Karl Bowcutt
Branch Manager | NMLS# 22350
Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture... Show More
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Reviews from Web
The process was quick and easy. The communication was great. I am happy they were able to work with us.
Reply from Karl Bowcutt
October 3rd, 2025 02:51 PM
I'm glad to hear that you found the process quick and easy and that the communication met your expectations. It's important to me to make everything as accessible and clear as possible. Thank you for taking the time to share your experience,...
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Karl and his team were awesome every step of the way!
Reply from Karl Bowcutt
September 22nd, 2025 12:41 PM
I'm pleased to know that you found every step of the process with my team and me to be positive. Your feedback is greatly appreciated, and I'm glad we could assist you effectively. Thank you for sharing your experience!
Prompt attention to issues and questions
Reply from Karl Bowcutt
September 12th, 2025 09:57 PM
I appreciate you mentioning my prompt attention to issues and questions. It's important to me that you feel supported and informed at every step. Thank you for sharing your feedback!
Karl always was quick to respond and answer my questions and explain anything I had questions on or was confused about. Thank you.
Reply from Karl Bowcutt
August 18th, 2025 05:06 PM
I'm happy to hear that my responsiveness and explanations were helpful to you. Making sure you felt informed and supported was my priority. Thank you for sharing your experience; it was a pleasure to assist you!
We were under a deadline and karl was always in communication with us. Karl met that deadline and we are so thankful for all his quick and curious response. Karl needed things and we knew we could count on Karl.
Reply from Karl Bowcutt
August 10th, 2025 07:15 PM
I'm pleased to hear that I was able to keep the communication consistent and help meet your deadline. It's important to me that you felt supported and could rely on me throughout the process. Thank you for your feedback, and I'm glad I could...
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Karl was very helpful through out the process and very fast to respond to any questions we had.
Reply from Karl Bowcutt
August 7th, 2025 05:59 PM
I'm glad I could be helpful to you throughout the process and respond promptly to your questions. Ensuring that you felt supported and informed was important to me. Thank you for sharing your experience!
Communication
Reply from Karl Bowcutt
August 6th, 2025 03:28 PM
I'm glad to hear that communication stood out during our time working together. Ensuring you had all the information you needed was important to me. Thank you for sharing your experience, and I appreciate your feedback.
Karl went above and beyond anything I could have expected. Karl made everything super easy for me. Helped me out with down payment assistance and answered every call and every text message within just minutes. Even after hours and weekends....
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Reply from Karl Bowcutt
June 19th, 2025 12:48 PM
I'm thrilled to hear that your experience was exceptional and that I could assist you with your down payment and provide timely communication. Thank you for your kind words and recommendation. It was a pleasure working with you through your...
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Karl kept me in the loop during the whole process, explained everything clearly when I had questions, and is very knowledgable.
Reply from Karl Bowcutt
June 18th, 2025 02:28 AM
I'm thrilled to hear that you felt well-informed throughout the process and that my explanations were clear. It was a pleasure assisting you, and I appreciate your kind words about my knowledgeability. Thank you for choosing Highlands Residential...
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Knowledgeable, prompt & professional.
Reply from Karl Bowcutt
June 13th, 2025 03:40 PM
I'm pleased to hear that you found my service knowledgeable, prompt, and professional. It was a pleasure assisting you, and I appreciate your feedback.
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About
Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture that values its members both personally and professionally and a company built on the idea that the customer comes first! We believe Highlands is such a place. Our Mission to value people drives everything we do.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Mortgage Loan Officer
VA loan officer
FHA loan officer
USDA loan officer
Idaho Housing loan officer
Mortgage Lending
FHA Loans
VA Loans
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Memberships
- Member WCR
- Certified Mortgage Adviser MBS Highway
- Licensed in state of Idaho
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2001
Time Zone
Mountain Standard Time (MST)
Licenses
- NMLS# 22350
Awards
Achievements
- Loan Officer of the Year 2010
- Outstanding customer service 2009
- Presidents club winner 2021-2023
Hobbies
- I Enjoy spending time with my family. I have 8 boys that keep me very busy! Sports play a big role in my life.
- outdoors
- sports
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Disclaimer
