Karl Bowcutt
Branch Manager | NMLS# 22350
Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture... Show More
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process was smooth
Reply from Karl Bowcutt
December 4th, 2025 06:06 PM
I'm grateful you found the process smooth, Michael. It’s important to me that your experience was seamless, and I appreciate you sharing your thoughts.
Fabulous to work with and great communication.
Reply from Karl Bowcutt
November 21st, 2025 04:30 PM
It's great to hear that you found my communication effective and enjoyed working with me. I appreciate your feedback and thank you for sharing your experience, Christopher!
Thank you so much!
Reply from Karl Bowcutt
November 20th, 2025 06:06 PM
I appreciate your kind words. Your feedback means a lot, and I'm glad I could assist you. Thank you!
Karl is a very busy guy but was still available for any questions I had ' and just a good person all the way around.
Reply from Karl Bowcutt
November 17th, 2025 04:37 PM
It's great to hear that I was able to assist with your questions despite my busy schedule. Thank you for your kind words about my approach and for taking the time to share your thoughts, Robert.
Karl was super easy to work wit, responded to texts quickly and calls as well!
Reply from Karl Bowcutt
November 17th, 2025 04:38 PM
I'm glad to hear that you found it easy to work with me and appreciated my responsiveness. Staying accessible and answering questions promptly is very important to me. Thank you for your kind words, Max!
I brought Karl a buyer who had been struggling to get help from their original lender. Karl not only stepped in and got things back on track, but also closed the loan early and flawlessly!
Reply from Karl Bowcutt
November 13th, 2025 05:04 PM
I'm glad I was able to assist your buyer and get their loan back on track. It means a lot to me to know that we closed the loan early and successfully. Thank you for entrusting me with this opportunity, Joe. Your feedback is truly valued.
He was super easy to work with fast response and was in top of everything
Reply from Karl Bowcutt
November 3rd, 2025 05:52 PM
I'm glad you found working with me straightforward and appreciated my responsiveness. Staying on top of things is a priority for me, and I'm pleased that it made your experience smooth. Thank you for your feedback, Jacob!
It's always easy with highlands mortgage cause everything is simplified into their app. The service is great and theit's very streamlined great service
Reply from Karl Bowcutt
November 3rd, 2025 05:53 PM
I'm pleased to know that you find the process with Highlands Residential Mortgage straightforward and efficient through our app. Making things simple and providing great service are priorities for me. Thank you for sharing your experience,...
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Karl Bowcutt is always available!!! He always picks up my calls even after hours and answers any questions I may have. I never feel like I have to wait on Karl.
Reply from Karl Bowcutt
October 30th, 2025 04:05 PM
It's great to know that my availability and responsiveness made you feel supported. I believe in being there for you whenever needed, so I'm glad to hear that my efforts have been beneficial. Thanks for sharing this, Kojak! I appreciate the...
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Efficient and communication was great!
Reply from Karl Bowcutt
October 28th, 2025 06:28 PM
It's great to hear that you found the experience efficient and the communication effective. Making sure everything runs smoothly and that you're well-informed is a priority for me. Thank you for sharing your thoughts, Blake!
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About
Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture that values its members both personally and professionally and a company built on the idea that the customer comes first! We believe Highlands is such a place. Our Mission to value people drives everything we do.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Mortgage Loan Officer
VA loan officer
FHA loan officer
USDA loan officer
Idaho Housing loan officer
Mortgage Lending
FHA Loans
VA Loans
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Memberships
- Member WCR
- Certified Mortgage Adviser MBS Highway
- Licensed in state of Idaho
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2001
Time Zone
Mountain Standard Time (MST)
Licenses
- NMLS# 22350
Awards
Achievements
- Loan Officer of the Year 2010
- Outstanding customer service 2009
- Presidents club winner 2021-2023
Hobbies
- I Enjoy spending time with my family. I have 8 boys that keep me very busy! Sports play a big role in my life.
- outdoors
- sports
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Disclaimer
